19 September 2017


Archive for: 2016
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Private POCs, Permissioned Ledgers and Patents in Blockchain

26 December 2016  |  10288 views  |  0 comments | recommendations Recommends 0

As we near the end of 2016, Banks continue to form Blockchain consortium groups to develop platforms and test this technology, the most prominent being R3CEV, Hyperledger Project and the like. While we mull over the exits from R3 & from other consortia, there are new ones formed (China, Japan, Russia). And every now and then, we hear that a ne...

TagsBlockchainGroupInnovation in Financial Services
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Uber and Airbnb are Not the Digital Economy

19 December 2016  |  14484 views  |  4 comments | recommendations Recommends 2

When is disruption a bad thing? According to the London black cab driver I had recently, it is when Uber comes to town. A rival taxi company using an app for hailing and a GPS for finding its way around and charging less than black cabs is bad disruption. There is no doubt that Uber is a threat to traditional taxi firms, which is why it is often he...

TagsInnovationStart ups
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FinTech Chatbots - The Millennial Command Line

14 December 2016  |  15272 views  |  0 comments | recommendations Recommends 0

I have a confession to make - I'm not really a millennial! Despite my liberal use of emojis in my tweets and the word 'awesome', the fact of the matter is I missed out on the crucial millennial cutoff...

TagsRetail bankingInnovation
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Was 2016 the year that retail banking changed forever?

06 December 2016  |  5823 views  |  1 comments | recommendations Recommends 2

You can say what you like about 2016 but it’s unlikely to be forgotten. Whereas the memory of most years quickly blur, there’s little doubt that the one just passed will be vividly remembered for a ho...

TagsRetail bankingInnovation
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Blockchain... Prepare for change!

11 November 2016  |  8773 views  |  0 comments | recommendations Recommends 0

If you’re asking yourself whether the hype around blockchain is worth looking into it, the answer is yes. You should definitively try to understand what is the fuss about because there is a high proba...

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India demonetizes High Denomination currency - Opportunity for FinTech companies

09 November 2016  |  3209 views  |  0 comments | recommendations Recommends 0

In a swift move, Indian Government demonetized High Denomination currency with immediate effect. The move encourages citizens to get digitally empowered and go for cashless transactions. The scenario ...

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It just got competitive: The retail banking shake-up

07 November 2016  |  4007 views  |  1 comments | recommendations Recommends 0

Back in July when I wrote a piece on how retail banking customers continue to be underwhelmed, the Competition and Markets Authority were on the verge of suggesting new proposals that would shake-up t...

TagsRetail bankingInnovation
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The issue of migration

02 November 2016  |  3380 views  |  0 comments | recommendations Recommends 0

Blockchain is never far from our thoughts it seems, with the recent flurry of articles now focusing more on the ‘when’ rather than the ‘what’. Opinion appears to be polarised, with some commentators...

TagsBlockchainPost-trade & ops
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The impact of Brexit on Fintech in the UK

31 October 2016  |  11422 views  |  1 comments | recommendations Recommends 0

London has earned its title “Global Fintech City”, boasting a strong financial centre for successful tech-startups in the UK and a key regulator of the global fintech community. Brexit is hot news in ...

TagsFinancial inclusionBrexit
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Blockchain and the technology diffusion cycle

31 October 2016  |  9107 views  |  0 comments | recommendations Recommends 0

“Blockchain is everywhere, blockchain is the hot stuff, blockchain, blockchain, blockchain…” It seems like everybody is talking about blockchain all the time.. but is it really the case? When I cond...

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