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Archive for: 2008
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Happy birthday, euro.

31 December 2008  |  4045 views  |  0 comments | recommendations Recommends 0

In a few hours time the euro will be ten years old and, despite the many forecasts of its demise along the way, the currency is beginning to fulfil its promise. Not only has it contributed to economic development and low inflation in the Eurozone, and been beneficial to trade, but it has also established global credibility, especially in the throe...

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Crisis: traditional thinking in rewards programs is useless

22 December 2008  |  4706 views  |  0 comments | recommendations Recommends 1

Banks have already substantially cut credit limits and it seems obvious that they should be giving out fewer cards than in the past, but you can’t really tell this with all the credit card marketing still happening in Singapore’s shopping districts. Will banks continue promoting card usage and credit consumption as the crisis grows, or will rewar

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2009 - is that the year we all went online?

22 December 2008  |  5374 views  |  1 comments | recommendations Recommends 2

So ... I have been saying for a long time that the primary cause of plastic card transaction fraud is the idiot policies adopted by the issuing banks - I know how to win friends and influence people

TagsCardsPayments
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VBV is locking your front door but leaving your windows open

17 December 2008  |  4888 views  |  0 comments | recommendations Recommends 0

:-) Getting warmer... Using VBV is very much like locking your front door but leaving your windows open. I have said this in 2001 to a VISA security executive : "VBV or 3DSecure's weakness is ...

TagsCardsSecurityGroupTransaction Fraud Systems and Analysis
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Toys R US' Communications

16 December 2008  |  5617 views  |  0 comments | recommendations Recommends 0

Toys R US' comments made me laugh. If police found that the skimming device was used to save PIN and card numbers (meaning that Toys R Us accepts pin authenticated card transactions), then why would T...

TagsCardsSecurityGroupTransaction Fraud Systems and Analysis
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Is the PEN mightier than the PIN?

15 December 2008  |  5730 views  |  1 comments | recommendations Recommends 0

Despite chip and pin and its promise to secure card transactions, what makes the PEN still mightier than the PIN? The answer has something to do with interchange fees and security (zero liability for ...

TagsCardsSecurityGroupBusiness Knowledge for IT
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Teleworking

12 December 2008  |  2414 views  |  0 comments | recommendations Recommends 0

The gender pay gap and the lack of female managers are both issues that need to be solved. One reason for these situations is that many women leave the workforce, or reduce their responsibility within...

GroupWomen in Technology
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The lessons of life

10 December 2008  |  2245 views  |  0 comments | recommendations Recommends 0

So you’ve worked hard and got your degree – but is that enough? Some think not. The CBI is urging more universities to prepare students for the world of world by teaching them soft skills like communi...

GroupWomen in Technology
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Online financial sites are popular. Do they threaten banks?

09 December 2008  |  4855 views  |  0 comments | recommendations Recommends 0

It depends on the goal of the site. Financial product comparison services like moneyaisle.com or filife.com are more an opportunity than a threat to the banks. If a bank has good products or conditio...

TagsGroupFinance 2.0
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The Dangers of Knee Jerk Reaction

08 December 2008  |  3266 views  |  0 comments | recommendations Recommends 0

A few weeks ago, I finally got around to reading the cover story, Bitter Medicine in the latest issue of Trade Finance. Wrapped in some truly nice metaphors involving the Wild West and Casinos, the au...

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