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Archive for: 2015
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Revolution! Now!

12 November 2015  |  2498 views  |  0 comments | recommendations Recommends 0

The technology explosion is making so many new far reaching opportunities visible that new challenges have appeared or old ones have become even more challenging. The first that many of us meet in our innovation work is the difficulty to choose between exponentially growing alternatives. The second one is to get our audience to understand that de

TagsPaymentsInnovationGroupInnovation in Financial Services
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

e-invoicing - natural part of payment services

18 August 2015  |  3113 views  |  0 comments | recommendations Recommends 0

Banks in Finland had signed up 217 000 enterprises for sending e-invoices - and 234 000 for receiving at the end of 2014. Corresponding potential for EU: 15,7 and 16,8 million. 3,9 million consumers were signed up for receiving e-invoices. Corresponding EU-potential 280,8 million. The number of e-banking contracts exceeds the population in Finlan...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
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Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

e-ID as a service

18 August 2015  |  3012 views  |  0 comments | recommendations Recommends 0

e-banking customers in Finland used their e-banking passwords 56,2 million times to log in to public sector and other non-banking services last year. Up from 47,1m. Finland is a small country - so it...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Mobile first by now.

23 June 2015  |  2151 views  |  0 comments | recommendations Recommends 0

History: http://www.mobeyforum.org/a-view-from-the-top-15-years-through-the-eyes-of-mobey-forums-chairmen/ https://www.linkedin.com/grp/post/3441551-6018710260271902722 Without co-operation, no sta...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Mr Same Guy - language collection..

03 June 2015  |  1559 views  |  0 comments | recommendations Recommends 0

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

There are no corporate customers.. only Mr Same Guy

03 June 2015  |  1451 views  |  0 comments | recommendations Recommends 0

And no private customers either - just human customers in several roles. A legal person has btw never done anything. So remember this when you create services. Same user experience across roles - and ...

Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

The second pyramid - huge value

12 May 2015  |  1819 views  |  0 comments | recommendations Recommends 0

One picture says it all.

TagsPaymentsInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

We have to speed up the progression to full automation

08 May 2015  |  4253 views  |  0 comments | recommendations Recommends 0

Service to person - proactively suggesting (big data aided) things to do (and for receivers to accept in mobile phones and other devices) is an important step. But automated service to service is on o...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

In a small country you can advance faster

05 April 2015  |  2674 views  |  0 comments | recommendations Recommends 0

Very topical blogpost here: http://perspectives.tieto.com/blog/2015/03/challenge-blog-post-real-time-economy/

TagsPaymentsInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Step by step to a Real Time Economy

28 March 2015  |  1750 views  |  0 comments | recommendations Recommends 0

Never has there been more opportunities to build new ecosystems and infrastructures - and interconnect them. A very interesting aspect in this work is to see how one new or improved ecosystem is actin...

TagsInnovationTransaction bankingGroupInnovation in Financial Services
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