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Archive for: 2014
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Time for soul-searching - also in banks

07 December 2014  |  3523 views  |  0 comments | recommendations Recommends 0

Then the first question is WHY? Why? Because people do not buy what you say – but why you say it. Simon Sinek proves this beyond doubt in his book Start with Why. You can get a good taste of this already in his famous TED Video. - http://www.ted.com/talks/simon_sinek_how_great_leaders_inspire_action - but, if you read one book about leadership - ...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

All countries should save tax payer's money with e-invoicing

05 December 2014  |  2824 views  |  0 comments | recommendations Recommends 0

Now Switzerland http://www.thepaypers.com//e-invoicing-scf-e-procurement/switzerland-to-roll-out-e-invoicing-in-the-administration-in-2016/757585-24 But Denmark - true Vikings - made e-invoicing mandatory already in 2006. Important to remember that huge cost savings are enabled in all sectors and that especially the SME-sector can easily move to au...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
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Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Time for better and new Ecosystems

20 November 2014  |  2632 views  |  0 comments | recommendations Recommends 0

I had the opportunity to speak at the spectacular SLUSH-event in Helsinki. The main focus there is always on how startups are changing the world and should get more funding to do it even faster. My pr...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

It's our money..

31 October 2014  |  2157 views  |  0 comments | recommendations Recommends 0

An estimated EUR 177 billion in VAT revenues was lost due to non-compliance or non-collection in 2012, a recent report reveals. E-invoicing to help reduce EU VAT Gap losses - report thepaypers.com Ac...

TagsPaymentsInnovationGroupElectronic invoicing
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

How long can e-banking keep growing?

26 May 2014  |  2816 views  |  0 comments | recommendations Recommends 0

Over 6 million e-banking contracts in a country with 5,5m people - and there is a monthly fee. And transactions just keep growing..

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

e-id as bank service storming ahead in Finland

19 May 2014  |  2675 views  |  0 comments | recommendations Recommends 0

The most natural thing in the world is to reuse e-banking credentials, ready HABIT and TRUST for public sector and other 3rd party services when strong identification and/or contract signing is needed...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Banks turbo-driving e-invoicing in Finland

19 May 2014  |  2716 views  |  0 comments | recommendations Recommends 0

Almost all enterprises in the country signed up (336.000). Huge growth in transactions. Consumer volumes exploding this year as direct debit features have been integrated.

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Blog post nbr 300 - this time about e-invoicing..

13 March 2014  |  1765 views  |  0 comments | recommendations Recommends 0

As of November last year 72% of all enterprises in Finland used structured e-invoicing (Finvoice or TEAPPS standards - compatible with ISO20022). By now it is considerably higher. E-mailing PDFs has n...

Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Massive forces needed

10 March 2014  |  1909 views  |  0 comments | recommendations Recommends 0

When we have been working with changing direction in large companies or large scale projects like x-EU e-invoice harmonization, automated VAT reporting and the real time economy generally speaking we ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

We all know where we are heading

27 February 2014  |  2836 views  |  2 comments | recommendations Recommends 0

We all know that administrative processes will be fully automated in the future and continue their march towards real time. Still far too many of us continue to sit on our hands - perhaps not hoping t...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
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