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Archive for: 2013
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Digitalize or die

19 October 2013  |  2777 views  |  0 comments | recommendations Recommends 0

It is a wellknown fact that the capability of IT is doubling in relation to its cost every year. It seems to be less wellknown what it means when something huge is doubling and doubling and.. (Ray Kurzweiler knows) for enterprises, the public sector and national economies. For European enterprises - struggling with both cost and service capability...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

We are talking about hundreds of billions

30 August 2013  |  3668 views  |  0 comments | recommendations Recommends 0

According to the Commissioner for Internal Market and Services, Michel Barnier: "Ensuring that public administrations in the EU are modern and efficient is a priority for the European Commission. Switching to e-procurement, and particularly to E-Invoicing, can bring significant savings and make life easier both for the governments and for the...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Demise of cash in Finland

14 June 2013  |  3762 views  |  0 comments | recommendations Recommends 0

Steady progress

TagsCardsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

e-id and e-commerce payment volumes growing in Finland

14 June 2013  |  3596 views  |  0 comments | recommendations Recommends 0

Observations: 1. the public sector is the main user of banks e-id services and the growth continues as bank e-id also can be used for electronic signatures 2. e-commerce transactions are real time pay...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

e-invoicing growing fast in banks

14 June 2013  |  2665 views  |  0 comments | recommendations Recommends 0

Observations: 1. banks have signed up 230 000 enterprises (mostly for b2b) - almost all active ones in the country 2. volumes grew very fast in 2012 but will accelerate this year

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

e-banking STILL growing in Finland

14 June 2013  |  2536 views  |  0 comments | recommendations Recommends 0

Observations: 1. 5,4 m citizens have made 5,8 m e-banking contracts (pay for the service to two banks in many cases) 2. transactions continue to grow fast

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Winning posts

08 April 2013  |  2305 views  |  0 comments | recommendations Recommends 0

Recent posts: Apr 2013 Why us reuse to difficult? 403 views Mar 2013 Cutting admin cost in half - video 1110 23 Feb 2013 Virgin territory 1987 22 Feb 2013 Is SME-sector competitiveness important? 2254...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Why is reuse to difficult?

08 April 2013  |  2871 views  |  12 comments | recommendations Recommends 0

Most countries have established e-society strategies aiming at ao providing public sector services via the Internet. Progress has generally been fast with general information sharing - but when it c

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Cutting admin cost in half - video

13 March 2013  |  2691 views  |  0 comments | recommendations Recommends 0

http://youtu.be/Kb3q2viAbbk Great vision. Decent preacher. If you do not know where you are going, any road will do. Or even worse - nobody is going anywhere.

TagsPaymentsInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Virgin territory

23 February 2013  |  4371 views  |  0 comments | recommendations Recommends 0

A lot of time and effort has been spent on automating manufacturing and logistics in large companies. Less has been spent on their administrative processes. Automation of SME administration and govern...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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