15 December 2017

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Archive for: 2010
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

What did I write?

30 December 2010  |  6029 views  |  0 comments | recommendations Recommends 0

Looking back – some of the most viewed posts: On EU: Questions European Tax Payers should ask: http://www.finextra.com/community/fullblog.aspx?id=2815 A digital Single Market – why and how?: http://www.finextra.com/community/Fullblog.aspx?id=4497 The future of Direct Debit – e-invoicing with standing order: http://www.finextra.com/community/Ful...

TagsPaymentsGroupInnovation in Financial Services
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

ISO-standard for e-invoicing getting support

10 December 2010  |  4532 views  |  0 comments | recommendations Recommends 0

Support for implementation of first global ISO-standard is starting to appear - also in Russia. And by SWIFT: http://viewer.zmags.com/publication/f9ecbbbc#/f9ecbbbc/1 It so makes sense for countries that have not yet created dominating local standards to go directly for the global one (we are all heading for it anyway). Why waste time – a lot of t...

TagsPaymentsGroupInnovation in Financial Services
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Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Demise of cash

08 December 2010  |  6628 views  |  0 comments | recommendations Recommends 1

Nick Jones blogged about cash. We managed to eliminate private cheques in Finland in 1983 by putting a charge (8c) on the cheque forms (picked up or mailed). At the same time there was a big drive for...

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Blame it on the banks 2

08 December 2010  |  6113 views  |  0 comments | recommendations Recommends 0

Translating part of a Facebook note by Liisa Jaakonsaari (MEP - Finnish Social Democrat): "The crisis in Europe is not because of EU or the Euro. Rather it can be said that EU and the euro are in...

TagsRetail bankingWholesale bankingGroupWhatever...
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

EU Commission request delivered - global standard

07 December 2010  |  4995 views  |  0 comments | recommendations Recommends 0

The EU-commission asked the Expert Group on e-Invoicing to come up with a standard for Europe – a global one. Now it has been delivered. The global standard has now been published. Much asked for, h

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Blame it on the banks 1

07 December 2010  |  4889 views  |  0 comments | recommendations Recommends 0

In the late 80s there was a big growth boom in Finland - fuelled ao by ending tax break on profits on selling enterprises and strong credit expansion when the savings banks (inexperienced corporate le...

TagsRetail bankingWholesale bankingGroupWhatever...
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

Excellent paper from the EU Commission

02 December 2010  |  5053 views  |  0 comments | recommendations Recommends 0

http://ec.europa.eu/enterprise/sectors/ict/files/com712_en.pdf most here: http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=CELEX:52010DC0712:EN:NOT Loud and clear. It all starts with migratio

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

966 billion reasons for split paymentVAT

02 December 2010  |  5323 views  |  0 comments | recommendations Recommends 0

If we want avoid a clear fall in living standards and financing capability of welfare services in EU - we need better productivity and just collection of lower taxes. The split payment VAT is an ide

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

118,8bn euros lost in 2009

02 December 2010  |  5356 views  |  0 comments | recommendations Recommends 0

From EU Green Paper on VAT: "The current collection model brings with it a VAT Gap due to e.g. VAT fraud, insolvencies, mistakes by the taxable persons in the VAT return and VAT avoidance schem...

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Demos, Real Time Economy Program - Helsinki Region

A quarter of a million pageviews

18 November 2010  |  3764 views  |  1 comments | recommendations Recommends 1

I just got a message from Finextra stating that the 1/4 million milestone has been passed (in two years). I am very grateful to all who have taken the trouble to view posts and to Finextra for bringin...

TagsPaymentsGroupInnovation in Financial Services
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