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Archive for: 2009
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

If you do not know where you are going - any road will do..

29 December 2009  |  8814 views  |  0 comments | recommendations Recommends 0

If you do not know where you are going - any road will do..This springs to mind when witnessing the plethora of alternatives created by today's technology and fragmented doings of both natives and immigrants on the Internet and in general. Innovators are well aware of the growing NEED to innovate both for enterprise survival and for national compet...

TagsRetail bankingGroupInnovation in Financial Services
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

I cannot see around the corner..

23 December 2009  |  8488 views  |  0 comments | recommendations Recommends 0

Too often I tend to forget that I cannot see around the corner. This means that I am spending too much time in trying to imagine the future. Instead I should take my vision and passion and go around the corner - as almost always before there is something unexpectedly simple and positive waiting. Take the example of e-invoicing. We did have the feel...

TagsPaymentsGroupInnovation in Financial Services
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Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Republic of Finland - exemplary action

20 December 2009  |  5948 views  |  0 comments | recommendations Recommends 0

The State Treasury sent out letters to 16 000 suppliers to the public sector last week to remind them of the fact that only electronic invoices will be accepted as of 1.1.2010. The deadline for paper ...

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Happy end for SME-tale in sight - if banks do their part..

20 December 2009  |  5965 views  |  0 comments | recommendations Recommends 0

We often hear the tragic tale about the SME-sector. Nobody is really interested in them and is competing for their business. Not the banks, not insurance companies, not the accounting profession, not ...

TagsPaymentsRetail bankingGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Too civil civil servants

13 December 2009  |  3232 views  |  0 comments | recommendations Recommends 0

The public sector is increasingly outsourcing service production - and thus giving more space for the sector's management to do much more important work - policy making, driving change, creating ruleb...

GroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

From division of labour to interactive value creation

13 December 2009  |  2668 views  |  0 comments | recommendations Recommends 0

Teemu Arina drew my attention to Esko Kilpi's blog and I picked out extensive quotes (emphasis mine) - full post certainly worth reading: "Division of labour reduces organizational effort and co...

GroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Final report - roadmap to paradigmatic platform

10 December 2009  |  6165 views  |  0 comments | recommendations Recommends 0

It took some time - 26 full days of meetings and countless telephone conferences to get this report in place. But it was time well spent as the iteration rounds unified the opinions, fully supported...

TagsPost-trade & opsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Germany: E-Invoicing as part of the coalition contract

08 December 2009  |  3359 views  |  0 comments | recommendations Recommends 0

Quote from Bruno Koch's newsletter "The newly elected German Government plans to accelerate use of electronic invoices in Germany by removing barriers hindering their adoption. E-Invoicing is t

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Sonera showing the way in Finland

03 December 2009  |  3293 views  |  0 comments | recommendations Recommends 0

http://boharald.blogspot.com/2009/12/sonera-showing-way-in-finland.html Charging for paper invoices has been a touchy subject in Finland even if: - all experience shows that transparent pricing (pro...

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Social web growing big time

30 November 2009  |  2383 views  |  0 comments | recommendations Recommends 0

http://boharald.blogspot.com/2009/11/social-web-growing-big-time.html

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