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Why is there a debate about this? The SEPA Cards Framework v1.0 was accepted on 21st September 2005 by the industry.
Stakeholder Management and Communication are two areas where the SEPA programme has been particularly weak. The payment schemes were not developed "by banks in close dialogue with customers"...
Hello, anonymous! It is interesting that you feel the need to remain anonymous when taking issue publicly with a representative of the "Innovation" space. Is it career-threatening to do so? ...