27 April 2017

Elton Cane

Archive for: 2014
Elton Canewriter & tech geek - Brisbane

Would you pay to put your mortgage out to tender?

18 September 2014  |  2742 views  |  0 comments | recommendations Recommends 0

An Aussie start-up with a new take on online mortgage brokerage is betting a good number of people will. Flongle encourages consumers to carefully map out their ideal mortgage for a new property or refinancing, and then for a fee anonymously put it out to Flongle's network of lenders and brokers to bid on in a "mortgage contest". In a way...

TagsMobile & onlineRetail bankingGroupFuture Finance
Elton Canewriter & tech geek - Brisbane

Contactless payments are not a choice

29 August 2014  |  4126 views  |  4 comments | recommendations Recommends 0

If you want a new debit or credit card in Australia, you're getting PayWave or PayPass - there's no choice. And Australian police forces, and at least some consumers, don't like it. Police are bemoaning an increase in contactless credit and debit card fraud arising from stolen tap and go cards, and point to increases in handbag thefts, car break-i...

TagsCardsSecurityGroupFuture Finance
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Elton Cane
Elton Canewriter & tech geek - Brisbane

Cryptocurrency can cure cancer

07 August 2014  |  2318 views  |  1 comments | recommendations Recommends 0

There's been a lot of hype and controversy about Bitcoin. Exchanges have bloomed, been taken down, been hacked and evolved. Regulators are running this way and that. The tech and mainstream media has ...

TagsBlockchainInnovationGroupFuture Finance
Elton Cane
Elton Canewriter & tech geek - Brisbane

Will regulation strangle or enable 'quasi-banks'?

26 March 2014  |  5988 views  |  0 comments | recommendations Recommends 0

The answer seems to depend on where in the world you are, and who's backing these new entrants. News today out of Australia and China highlights two possible approaches. In Australia, one of the promi...

TagsRisk & regulationInnovationGroupFuture Finance
Elton Cane
Elton Canewriter & tech geek - Brisbane

Good at maths? Ask your bank for a better mortgage rate

03 March 2014  |  3504 views  |  0 comments | recommendations Recommends 1

I came across an interesting blog post recently about how the untrained human brain is disadvantaged when it comes to recognising or thinking about big numbers. These limitations, and reliance on g...

TagsRisk & regulationRetail bankingGroupFuture Finance
Elton Cane
Elton Canewriter & tech geek - Brisbane

Do frictionless payments make you spend more?

26 February 2014  |  2399 views  |  0 comments | recommendations Recommends 0

With PayPal and others pushing the "it's time for wearable payments line", more handset payment developments and Visa and MasterCard trumpeting the increasing penetration of their respective...

TagsCardsPaymentsGroupFuture Finance
Elton Cane
Elton Canewriter & tech geek - Brisbane

Microfinance at a crossroads

03 February 2014  |  3239 views  |  1 comments | recommendations Recommends 1

The International Finance Corporation (IFC) estimates that microfinance has reached some 130 million people worldwide in the last 15 years. This is impressive growth, certainly, and has no doubt cont...

TagsMobile & onlineRetail bankingGroupFuture Finance
Elton Cane
Elton Canewriter & tech geek - Brisbane

Are QR codes at a dead-end?

23 January 2014  |  4049 views  |  2 comments | recommendations Recommends 0

I can't say I was too surprised to see that Swedbank has scrapped its QR-code payment initiative. While the scanning of a QR-code could feasibly be used to trigger any function or transaction that ca...

TagsMobile & onlinePaymentsGroupFuture Finance
Elton Cane
Elton Canewriter & tech geek - Brisbane

Australia to kill off credit card signatures

23 January 2014  |  3341 views  |  0 comments | recommendations Recommends 1

Well, it looks like I'll finally have to remember the PIN on my infrequently used credit card. Visa and Mastercard have got their way after lobbying regulators so come August 1, POS terminals will on...

TagsSecurityPaymentsGroupFuture Finance
Elton Cane
Elton Canewriter & tech geek - Brisbane

Aussie cheques are dying - but APCA throws a lifeline

10 January 2014  |  2543 views  |  0 comments | recommendations Recommends 0

Referencing the move by Barclays in the UK to introduce mobile cheque imaging in response to the reversal of banking industry plans to kill off cheques by 2018, APCA CEO Chris Hamilton recently said ...

TagsPaymentsRetail bankingGroupFuture Finance
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