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Blogs
Tim Simon

Enjoy the sunshine? But how do we keep it in check? Want to help?

Green investment firms this is for you. Following on from our recent blog (Can FinTech alleviate global crises?) now is a good time to look more closely at what we can all do to protect ourselves and...

15 Aug 2022
Climate Fintech
Tim Simon

Digital Transformation? First, let's be sure we understand ONLINE!

In our area of digital banking and lending, there is much talk about digital transformation and the future being in technologies such as AI, Machine Learning (ML), Cloud, CX, Open Banking, Big Data, e...

14 Sep 2021
Digital Bank Transformation
Tim Simon

Buy Now Pay Later - how to select the right technology

Flexible payment options, including Point-of-Sale (POS) "Buy Now Pay Later" (BNPL) offers, are growing in popularity at a pace that regulators are struggling to match. The Woolard Review (a ...

15 Apr 2021
Fintech innovation and startups
Tim Simon

How many people does it take...to process a loan?

The answer to the question above is: "...as close to zero as practical!" Full disclosure: we are massive advocates of automation. If you have read our earlier posts in this series, you wil...

16 Feb 2021
Banking Strategy, Digital and Transformation
Tim Simon

How to get the Win-Win-Win back into Online Direct Lending

Part 2 - What needs to be done now to get Online Direct Lending (ODL) / Peer to Peer Lending (P2PL) back on track for compliance, profitability and sustainability? The first in this series of blogs, p...

02 Feb 2021
Banking Strategy, Digital and Transformation
Tim Simon

How to get the Win-Win-Win back into Peer to Peer Lending

Part 1 - How and why has it lost its way? The key issues. In this series of blogs, I hope to show how the laudable aims of the Peer to Peer Lending (P2PL) industry can play their part in the profitabl...

26 Jan 2021
Banking Strategy, Digital and Transformation
Tim Simon

TRUST - our financial future depends on it!

Is there any aspect of our lives that isn’t wholly dependent upon trust? Our relationships with our partners, family, friends, colleagues, suppliers of our goods and services, medics, law makers, gov...

16 Jul 2020
Banking Strategy, Digital and Transformation
Tim Simon

Lessons in P2P Lending Profit and Sustainability

Consider the positives in the way that we do things, against the background of the current pandemic. For the sake of us all, it is important to try to keep things going, learn and make all the positi...

04 May 2020
Banking Strategy, Digital and Transformation
Tim Simon

Keep Calm and Carry On...Doing Business!

Most of us have never experienced times like these before but, while the medics deal with the health crisis, we - the financial services and FinTech sectors - have a crucial role to play in minimising...

26 Mar 2020
Banking Strategy, Digital and Transformation
Tim Simon

Institutional Direct Lending Markets: new opportunities

In the recent Altfi "Peer to Peer Lending State of the Market 2019" report, Jonathan Segal, Partner at Fox Williams, predicted that higher value lending could be the next trend in P2P. Madi...

20 Aug 2019
Trends in Financial Services
Tim Simon

Why P2P Lending models are changing

Peer to Peer Lending and many other online direct lending software models are changing. We have studied different models in the online loans market for over a decade and there have been significant sh...

16 May 2019
Innovation in Financial Services
Tim Simon

Banks shouldn't fear peer to peer marketplace lending

Europe’s mobile banking industry is exploding: Forrester (May 2014) predicted that banking on a smartphone will grow from 42 million users in 2013 to 99 million in 2018 and tablet banking will grow fr...

15 Sep 2014

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