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Josh Rix

Open Finance - Reducing the complexity of insurance

One of the biggest challenges when purchasing insurance is the complex nature of the product. Many customers are put off by the sheer volume of data they must enter, only to receive lengthy policy doc...

23 Mar 2021
Open Banking
Josh Rix

Open Finance - reimagining mortgages

Today, getting a mortgage on a property is a cumbersome process. The worst part is that consumers don’t even want to purchase a mortgage – they want to buy a house. The mortgage is, unfortunately, a n...

15 Mar 2021
Open Banking
Josh Rix

Open Finance - improving consumer credit

The consumer credit industry is arguably more open to change and innovation than most across financial services, and therefore a beacon of opportunity for Open Finance. 15 million people in the UK do...

08 Mar 2021
Open Banking
Josh Rix

Open Finance - don't forget about SMEs

Retail banking has always been the poster child of innovation, while SME and commercial customers are typically left behind and often undeserved. SME customers arguably require the most support from t...

01 Mar 2021
Open Banking
Josh Rix

Open Finance - addressing the savings gap

Saving is a critical element of managing our personal finances, and it tends to be the method that most individuals rely on, with investments being more financially exclusive in many respects. In fact...

22 Feb 2021
Open Banking
Josh Rix

AI - Can we unpack the black box?

Some machine learning tools are incredibly complex. So complex that they are considered to be “black box” systems. On the one hand, they are determining more and more accurate outputs to increasingly ...

15 Feb 2021
Artificial Intelligence and Financial Services

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