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Mahesh Pawal

When Digital Payments FAIL: Breaking Points | The Struggles of Trust and Infrastructure | PART 4

Embarking on a once-in-a-lifetime road trip through the vast expanse of Death Valley, you're filled with excitement and a sense of adventure. As you drive along the deserted stretches, a sign ominousl...

12 Jun 2023
Frictionless Payments
Mahesh Pawal

When Digital Payments FAIL: The Trojanization of the Digital Payment Ecosystem | PART 3

94% of the passwords used by 5.2 billion internet users scored less than 65 on Center for Internet Security’s (CIS) security scale. I am pretty much sure that you are one of them. CIS suggests that an...

02 May 2023
Digital Banking Trends
Mahesh Pawal

When Digital Payments FAIL : Disconnected World | Power Failure and Internet Outage | PART 2

The sound of thunder echoed through the small business as David frantically tried to process digital payments from his customers. He had always relied on the convenience of digital payments, but he ne...

21 Apr 2023
The Payments Business
Mahesh Pawal

“When Digital Payments FAIL : Over-Reliance and Real-World Examples | PART 1”

As you slip into bed, you set your morning alarm on your phone and glance into your banking app to ensure that all is well. But instead of seeing your balance, you are met with a notification that sen...

11 Apr 2023
The Payments Business
Mahesh Pawal

From Chaos to Consistency: Unlocking the Potential of Digital Payments

"The only thing worse than no payment system is having too many payment systems." - David Marcus, Head of Facebook Financial Welcome to the world of digital payments, where transactions ar

25 Mar 2023
Banking
Mahesh Pawal

Talk to Your Bank: The Power of AI, ChatGPT and Conversational Banking

Picture waking up to your virtual assistant banker delivering a message that sends a chill down your spine: "Today, there is a significant risk to your investment portfolio, with the potential

17 Mar 2023
Banking and Lending Solutions
Mahesh Pawal

The Game of Cards: How Gamification Can Revolutionize Digital Card Issuance?

“$20 for entering name and address? And this is just a step #1 out of 7 steps.” Imagine you have given an option to earn money while opening an account, instead of providing the details on the age-old...

02 Mar 2023
Banking
Mahesh Pawal

'Desperate times call for Innovative measures!' - New Opportunity for SME and FI

“What do you call China – Villain or change-enabler?” You can call whatever, but China, as a country, has magnificent impact on the globe. According to Worldbank, China’s share of global GDP in 2019

03 May 2020
Fintech innovation and startups
Mahesh Pawal

''Are you ready to throw your cards?'' - Disruption in the Cards Industry

You want to buy that new shiny latest model of iPhone from Apple store. And as you take out your wallet to pay the bill, you are bewildered – 3 credit cards and 2 debit cards – which one to use? Obvi

25 Apr 2020
Digital Banking Trends
Mahesh Pawal

How FI should survive in 'Open Banking' battlefield ?

Traditionally financial industry protected the customers’ personal, financial and transactional data. This was a great entry barrier for players like new finan

04 Dec 2019
Open Banking

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