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Andrew Beatty

Conversational Banking: How to Start the Conversation

"How satisfied are you with your bank?" is a staple question in Voice of Customer (VOC) surveys. However, one question that is almost never asked is "How proactive is your bank in reach...

12 Dec 2018
Digital Banking Trends
Andrew Beatty

The New Banking Format: The segment of one

"Arthur Clarke once observed that cave dwellers froze to death on beds of coal.This is the opening statement of Carla O'Dell and C. Jackson Grayson's book "If Only We Knew What We Know."...

29 Nov 2018
Digital Banking Trends
Andrew Beatty

5 Reasons Why Direct Banking Is the Next Big Thing

The concept of Direct Banking – an online and mobile only bank – delivers serious bottom-line benefits, for those with a well-defined strategy. Direct banks have become a popular means of driving depo...

07 Nov 2018
Digital Banking Trends
Andrew Beatty

The Clean Slate approach to Banking

Both in life and in banking technology, few have the luxury to start over with a clean slate. Banks usually have to build upon the investments (and mistakes) of prior years. Banks built their entire b...

25 Oct 2018
Banking Architecture
Andrew Beatty

The Tortoise and the Hare: Part Two: The Branch Needs to Get Smart

In the Tortoise and the Hare Part One, I talked about getting faster, moving channels, and working with slower-changing core banking systems. However within our channels there is a similar race where ...

11 Oct 2018
Banking Strategy, Digital and Transformation
Andrew Beatty

The Tortoise and The Hare: Digital Banking Transformation

This widely known fabled story can serve as an excellent primer for examining the pros and cons of seemingly opposing forces in a familiar format utilizing a compare and contrast context. There certai...

20 Sep 2018
Banking Architecture

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