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According to Gartner, by the end of 2020, 20% of citizens in developed nations will use AI for everyday operational tasks and a whopping 85% of CIOs (Chief Information Officers) will be piloting AI pr...
The number of mobile phone users in the world is likely to surpass 5 billion within the next year. As this number grows, it’s no wonder why most banks have their own mobile app or at least a way for ...
Following the meteoric rise of Bitcoin, which recently skyrocketed in value past $11,000, it’s clear that advancements in the fintech industry are changing the monetary landscape as we know it. Whethe...
A New Game Awaits Digital fluency and a thirst for convenience are making the UK’s borrowers more capricious and cost-sensitive than ever. Interest rate rises, and new regulations will add fuel to
By Dr. Roboadvice Banks have been growing their cost/income ratios with serious cost reductions since 2008. But from now on, the real breakthroughs will primarily have to come from income growth. Onli...
Access to finance is consistently highlighted as a serious concern for small to medium businesses (SMEs), which is worrying considering they are the lifeblood of our economy. Their contribution to the...
Can IoT transform last mile delivery of financial services to rural India? While rural banking in India is heavily reliant on channel partners and distribution networks, an emphasis on digitizing and ...
The word innovate was first recorded in 1540. Somewhat surprising, to hear people banging on about it like it’s a revolution. What does innovation mean? And is innovation really ‘a new world for banki...
Fintech has been a talk in town since long now. Regtech, on the other hand is still being discussed a fad or future. It’s time. Regtech, slowly but steadily is becoming the BUZZWORD in regulatory comp...
Catalonia is not a part of the SEPA Area; it has no central bank and so it has no Eurosystem member. Its financial infrastructure is, however, SEPA-compliant, meaning domestic and cross-border high-va...
Cloud-based applications have come into the forefront and offer a lot of advantages for flexibility, simplified deployment, upgrade and support. But as new cloud offerings continue to dominate and pus...
ICOs and ‘I Don’t Knows’ Reflections on the latest feeding frenzy Change is one of life’s constants. However, we have not seen the current velocity and volume of change at SIBOS since the Financial Cr...