16 December 2017

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Archive for: January, 2017
Jeremy GriffithsMaritzCX - London

Beware the customer prospect

31 January 2017  |  6325 views  |  2 comments | recommendations Recommends 0

Loyalty in financial services is not what it once was. Previously, people would remain with the same bank for decades. Now, with the ease of account switching, especially as improvements to the Current Account Switching Service have been announced, customers feel far less committed to their individual bank. Indeed, March 2016 was the record month...

TagsMobile & onlineRetail banking
Nanda KumarSunTec Business Solutions - Trivandrum

Demonetisation: The cash conundrum

31 January 2017  |  5775 views  |  0 comments | recommendations Recommends 0

Digitisation of banking Over the last five years the UK has seen a dramatic increase in contactless payments, with £2.9 billion spent last year, up 184% from 2015. Sweden is expected to become cashless by 2020 and South Korea is encouraging people to give up their coins. Those societies are all linked as they aim to evolve into cashless economie...

TagsRetail bankingInnovation
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Andy Ramsden
Andy RamsdenGDMS - Wembley, Middlesex

TEE and HCE: The ideal solution for mobile payments?

31 January 2017  |  5372 views  |  0 comments | recommendations Recommends 0

The world of mobile payments is not unlike the political systems we see in many countries around the world. Three or more groups arguing; sometimes working together and at other times pulling in tota...

Sivaram Ramaswamy
Sivaram RamaswamyUndisclosed - Post Trade - Chennai


31 January 2017  |  9537 views  |  0 comments | recommendations Recommends 0

Introduction It all started in Jan 2016 (a year ago) when a consortium of 42 major lenders were brought together by a New York based technology company to understand and decide on the usage of blockch...

TagsBlockchainPost-trade & ops
Monica Jasuja
Monica JasujaMasterCard India - New Delhi

Is India’s Demonetisation Decision The Biggest Disruption For Electronic Payments In 2016?

31 January 2017  |  5493 views  |  2 comments | recommendations Recommends 0

As we in India celebrated New Year’s Eve, 2016, it wasn’t lost on anyone that the magnitude of the withdrawal of 86% currency in circulation on India and the world, would be analyzed and felt for a lo...

TagsMobile & onlinePayments
Bhavesh Vaghela
Bhavesh VaghelaTSB - London

Are you a victim of strategic architecture?

30 January 2017  |  6152 views  |  0 comments | recommendations Recommends 0

In a recent visit to Germany I was privileged to have dinner with a seasoned solution architect. Over a vegetarian German pizza, we discussed implementing agile into legacy systems, the rise of micro ...

TagsInnovationTransaction banking
Enrico Camerinelli
Enrico CamerinelliAite Group - Boston

APIs for Transaction Banking

30 January 2017  |  8285 views  |  2 comments | recommendations Recommends 1

I am trying to validate my assumption that while European banks are today working to comply with PSD2 regulatory requirements, they will move in the next two years from a payment-centric API strategy ...

TagsInnovationTransaction bankingGroupTransaction Banking
Erik Bogaerts
Erik BogaertsNaqoda - London

Industrialisation to unlock the efficiency and agility of banking

30 January 2017  |  3899 views  |  0 comments | recommendations Recommends 0

Since the financial crisis, the banking industry has been under tremendous pressure. Economic uncertainty, rising customer expectations, increased regulatory focus, intensified competition and new Fin...

TagsRetail bankingInnovation
Thomas Hook
Thomas HookPegasystems Inc. - Cambridge

AML Compliance Failure: The Gift that Keeps on Giving

30 January 2017  |  3966 views  |  0 comments | recommendations Recommends 0

It’s no state secret that Anti-Money Laundering (AML) compliance failures can cause serious harm. But what may not be obvious is that by the time the failure has made it into the public domain, the ba...

TagsRisk & regulationGroupFinancial Services Regulation
Alan Philpot
Alan PhilpotCapco - London

T2S: How will it change post-trade service buying behaviour in 2017-18?

30 January 2017  |  3782 views  |  0 comments | recommendations Recommends 0

T2S will change the service buying behaviours of the bank and broker communities. Understanding the impact of this change is critical for the wider financial ecosystem. Much has been publicly discus

TagsRisk & regulationPost-trade & ops
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