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Now that the financial regulatory agencies, including the Office of the Comptroller of the Currency and Federal Deposit Insurance Corp., have released the highly anticipated economic scenarios that wi...
Thirty-five years ago, core system vendors sold only core systems (all deposits, all loans, customer data and bank financials). Today, core vendors sell, on average, an additional 18 ancillary applic...
I had the opportunity to visit Beirut recently, where I met and addressed senior executives from various banks. It became apparent that many banks are still seeking to understand how best to leverage...
I shot an arrow into the air It fell to earth so I went there. Unfamiliar was one decaying store Compared to the robustness of the neighborhood. Moving closer to that dormant spot I smelled not gourm...
OMG ... it is Christmas Eve and we have another charlatan's friend EMV 'expert' claiming that EMV is not the answer to Target data breach in the following article http://pciguru.wordpress.com/2013/12/...
Will the EMV technology based payments be rolled out in the US in the next couple of years? I do not know for sure, but I hope they will and strongly believe that they should. There is clear push by t...
Let the fun and games begin. On December 20th SWIFT published the SR2014 User Handbook containing the gory details of all the changes that will take effect next November. http://www.swift.com/produc...
2013 has been a pivotal year in the mortgage market – final rules for MMR, new regulatory bodies with the PRA and FCA, house sales and mortgage sales starting to rise, a new Governor of the Bank of En...
Whatever the truth of the Tomlinson report - and we will know once the chancellor and the bank have finished their respective reviews of it - Tomlinson does raise at least one point which it is hard t...
Numbers, costs and product comparisons alone do not make for the wisest choice. It's the warm and fuzzy stuff that sets a provider apart from the herd, but prospects don't like to admit that. Here
It’s that time of year when predictions on what will be the biggest trends for the New Year start rolling in. In the spirit of the holiday season, leading analyst firm Ovum has revealed a new study th...
…Are We Guilty of Blowing Smoke? In my last blog I talked about recent increases in lending being a good thing, as long as lending policies remain prudent and conservative. Now, I want to look at tran...