23 July 2017

Innovation in Financial Services

A Finextra Community Group

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Archive for: September, 2012
a non-active Finextra member

Reactive Decisiveness

30 September 2012  |  5181 views  |  1 comments | recommendations Recommends 1

We always strive to be first. For some people it becomes an obsession. It becomes their reason for living. Their reason for cheating... nobody remembers second they reason. This seems to be the way in most endeavours - except for banking. The industry that invented the ‘fast follower’ concept has started to struggle. The mentality to be firs...

TagsMobile & online
Karthikeyan VenkataramanInfosys Limited - Johannesburg

The banker and her iPad

29 September 2012  |  3130 views  |  0 comments | recommendations Recommends 0

Recently I was talking to the department head of a leading bank. She told me that her salespeople were using iPads. "Great, What do they use them for?", I asked her and she said "To login remotely to our CRM system". Wow, I thought, what could be a more inefficient way of leveraging mobility. Casting away all the inh...

TagsMobile & onlinePost-trade & ops
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Paul Gow
Paul GowCJC IT Ltd - London

Back to the future

28 September 2012  |  3133 views  |  0 comments | recommendations Recommends 0

It occurred to me the other day that in a world where everything seems to come in cycles, market data appears to be no different. If you go back as far as I do in this business and I’m guessing that ...

Tags
Brett King
Brett KingMoven - New York

Why the iPhone 5 means the end of the swipe and cards

26 September 2012  |  13055 views  |  18 comments | recommendations Recommends 1

It took almost two decades for credit card payments (followed by debit cards) to become globally ubiquitous, so it might be reasonable to think that a paradigm shift at the POS will take years to beco...

TagsMobile & onlinePayments
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

e-Invoicing is not a goal in itself

25 September 2012  |  3252 views  |  0 comments | recommendations Recommends 0

E-invoicing as such does not save the 250bn/year cost. It is an enabler - and that is why the focus should move to the next layers. Experts tend to dig so deep into details that they forget to commun...

TagsPayments
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Final words on authenticity and integrity

25 September 2012  |  2791 views  |  0 comments | recommendations Recommends 0

A panel discussion at EXPP made it clear that further clarification is needed to make it clear what the EU Commission means with equal treatment of paper and e-invoicing. The VAT directive states that...

TagsPayments
Retired Member
a non-active Finextra member

Mobility - A New Way for Banking

24 September 2012  |  6239 views  |  1 comments | recommendations Recommends 0

We often talk about mobile banking from a technological point of view, about the fancy new tools which allow customers to view the status of their accounts or execute simple transactions. Many have th...

TagsMobile & online
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

The last day of mobile payments

24 September 2012  |  4253 views  |  1 comments | recommendations Recommends 0

I will keep this blog post short and jump straight to the point (following our recent discussions with a number of key industry players who develop m-wallet platforms as well as phone-bound secure ele...

TagsMobile & onlinePayments
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

What can kill EMV

16 September 2012  |  4756 views  |  5 comments | recommendations Recommends 0

For those in a hurry, here is an executive summary: ISO 9798, assisted by the likes of Verayo (as well as femtocells and in-store Wi-Fi). Anyone remotely familiar with EMV knows that it's a mess. EMV...

TagsMobile & onlinePayments
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Bank-operator vs Operator-bank

14 September 2012  |  5563 views  |  1 comments | recommendations Recommends 0

Startups have a variety of business models to choose from these days. Previously stonewalled Gardens of Eden have been opened up and made accessible on reasonable, in most cases, terms. Worldwide. Wit...

TagsMobile & onlinePayments
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Founded by Elton Cane
Date 12 Nov 2007
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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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