21 February 2017

Innovation in Financial Services

A Finextra Community Group

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Archive for: September, 2008
Dean ProcterTransinteract - Sydney

Payments are heading out the door of a bank near you.

30 September 2008  |  3279 views  |  0 comments | recommendations Recommends 0

I think that the biggest threat banks face is lack of trust and ethics. Payments are based on trust. Consumers will be looking hard for alternatives. There will be plenty. Payments is only part of it. Consumer credit is next. There's more...

TagsPaymentsRetail banking
Dean ProcterTransinteract - Sydney

Cards are dead - is even Visa ditching cards?

27 September 2008  |  3669 views  |  0 comments | recommendations Recommends 0

I have to question the ROI on Visa's investment into an Android application, although I suppose now it's do everything or die for them. There have been some questions asked as to whether banks should really be investing in NFC and effectively strengthening the card brands, albeit temporarily. I would tend to advise that they should not. Cards are ...

TagsCardsPayments
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Retired Member
a non-active Finextra member

Does NFC required for the Banks?

24 September 2008  |  3683 views  |  0 comments | recommendations Recommends 0

Mobile payments, mobile marketing, mobile trust services, mobile couponing, etc... Several business cases had been accomplished by several banks! SMSs, WAPs, Java Apps, Barcodes had been used and trie...

TagsRetail banking
Dean Procter
Dean ProcterTransinteract - Sydney

Credit Cardholders' Bill of Rights over 1st hurdle?

24 September 2008  |  3581 views  |  1 comments | recommendations Recommends 0

Americans will carry about $1 trillion in credit card debt by the end of Christmas. Congress has just passed The Credit Cardholders’ Bill of Rights Act of 2008, known as H.R. 5244. Some of the refor...

TagsCardsRetail banking
Dean Procter
Dean ProcterTransinteract - Sydney

Why Mobile Transactions Will Rule On The Internet

23 September 2008  |  3264 views  |  2 comments | recommendations Recommends 0

Did you know that about 50% of online shopping carts are abandoned at checkout?* Research has shown 41% of online shoppers think that the check-out process is too long.** Even those shoppers who are...

TagsCardsPayments
Dean Procter
Dean ProcterTransinteract - Sydney

Card schemes reach orbit through perpetual spin

23 September 2008  |  2878 views  |  0 comments | recommendations Recommends 0

The marketing spin by the card payment industry espousing (misrepresenting?) the virtues of yet another security initiative to add to the great list - here remember another password for the internet...

Amit  Sharma
Amit SharmaEmotion Associates - Nottingham

Banks need to do more about Fraud internally

12 September 2008  |  4202 views  |  4 comments | recommendations Recommends 0

I agree with Marite Ferrero's comments but I also think this is a tough one simply because fraudsters - being fraudsters - will find a way anyway. However, that is not to say nothing should be done. ...

TagsCardsSecurity
Peter J Cooper
Peter J CooperCooper Sydney - Sydney

Transliteration in finance - the elusive babel fish is here

09 September 2008  |  3092 views  |  0 comments | recommendations Recommends 0

One of the more intriguing developments this year to hit the front line is dynamic language conversion. Welcome. Wilkommen. Bienvenue. That is just the beginning, try doing it for dozens of langauges ...

TagsCardsRetail banking
Peter J Cooper
Peter J CooperCooper Sydney - Sydney

Club Penguin Day in the market. Had a bad day?

05 September 2008  |  4402 views  |  0 comments | recommendations Recommends 0

Health Warning: Bearish view follows. Big reshuffle lately in the global power game of market caps. The persistent record volumes on the LSE and others are just the beginning but market value is heade...

TagsPost-trade & opsWholesale banking
Stanley Epstein
Stanley EpsteinCitadel Advantage Ltd - Modiin

Let the innovators innovate!

04 September 2008  |  2666 views  |  1 comments | recommendations Recommends 0

If you really want to boost the EU's economic fortunes, improve its competitiveness and facilitate its progressive adaptation to the digital age then you need less regulation, not more. And the best ...

TagsPayments
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Founded by Elton Cane
Date 12 Nov 2007
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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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