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Archive for: August, 2012
Alexander PeschkoffTEDIPAY - London

Barclays PingIt: UX SUX

31 August 2012  |  8211 views  |  2 comments | recommendations Recommends 1

If I give you £10 pounds, how difficult will it be for you to use it? Silly question. If I send you £10 via PingIt, would it be even simpler to use, considering how "revolutionary and easy" Barclays promises that service to be? Not quite. When I make a payment to someone who is not currently registered with PingIt, that person must sign u...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
a non-active Finextra member

Fraud Management Investments - How Effective Are Yours?

31 August 2012  |  2892 views  |  0 comments | recommendations Recommends 0

The massive Ernst & Young Global Consumer Banking survey of nearly 30,000 bank customers around the world reveals that banking customers are increasingly expecting more personalization, convenience, accessibility and reliability across channels. Hence, a clear demand for banks to invest in making their channel network more customer-centric and...

TagsRetail banking
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Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Google Wallet: behind the scenes

30 August 2012  |  8193 views  |  5 comments | recommendations Recommends 0

Google Wallet's business model "bleeds" less than I originally estimated. Google's card issuing partner is not Citi, but Bancorp (thank you for the correction, Frank). The latter is exempt f...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Retired Member
a non-active Finextra member

Feast in the Front Office, Famine in the Back Office..

30 August 2012  |  3003 views  |  0 comments | recommendations Recommends 0

Feast in the Front Office, Famine in the Back Office – Competitive Advantage in the Middle? In the capital markets industry, the front office has seen much growth and innovation in recent years suppor...

TagsSecurity
Pat Carroll
Pat CarrollValidSoft - London

The cost of e-crime: a wake-up call for the retail industry?

29 August 2012  |  4098 views  |  0 comments | recommendations Recommends 0

The recent findings of the British Retail Consortium’s first e-crime study which estimates that UK retailers lost over £205 million in 2011-2012 due to e-crime caught my eye recently – particularly t...

TagsSecurityRetail bankingGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Google Wallet is losing money on EVERY transaction

29 August 2012  |  24978 views  |  5 comments | recommendations Recommends 1

At launch, Google Wallet (GW) was based on Trusted Service Manager (TSM) business model, similar to the one still favoured by the mobile network operators (MNOs), e.g. ISIS. Under that scenario, GW o...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Paul Bramwell
Paul BramwellSunGard - Hartford

Protecting Against Corporate Volatility Risk

28 August 2012  |  2259 views  |  0 comments | recommendations Recommends 0

Volatility in global markets, and in particular, the debt crisis in the eurozone has placed many corporations at greater risk, and in particular FX risk. “Vulnerability to Volatility Risk – a Global C...

TagsRisk & regulationSibos
David Abbott
David AbbottPayCommerce - London

its all about communication

28 August 2012  |  3288 views  |  0 comments | recommendations Recommends 0

As this form of payment (contactless card) is not yet supported by all issuers there is not the awareness needed - but hey - there is no need to be aware of it - unless you have an NFC card to use. Ba...

Jay Kavala
Jay KavalaCustomerXPs Software Private Limited - bangalore

The liability question in electronic banking fraud

28 August 2012  |  7723 views  |  0 comments | recommendations Recommends 0

Who is liable for the lost funds when fraud happens in a customer’s bank account through the illegitimate access/use of ATM or internet banking or mobile banking? Answer to the question depends on the...

TagsRisk & regulationRetail banking
Anuradha Mallya
Anuradha MallyaInfosys Technologies Limited - Bangalore

Will be or will not be, that is the question!

28 August 2012  |  2803 views  |  3 comments | recommendations Recommends 0

Will it, wont it? Speculation on the fate of the bank branch is similar to the Loch Ness monster debate in at least one way - no one knows for sure. Branches can only try to prolong their survival and...

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