04 December 2016

Innovation in Financial Services

A Finextra Community Group

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Archive for: July, 2012
Colin DaySunGard - London

Keeping track of the Asian private banking evolution

20 July 2012  |  4326 views  |  0 comments | recommendations Recommends 5

Competition for high net worth (HNW) clients is pushing banks to innovate around new product offerings. A huge influx of wealth & private banking businesses has sprung up in the region, focusing on the wealth that is being generated domestically. This is typically new money, first generation wealth and therein lays the challenge for establishe...

TagsRetail banking
Alexander PeschkoffTEDIPAY - London

Apple vs Google: user experience

18 July 2012  |  3824 views  |  2 comments | recommendations Recommends 0

The following fact always comes as a surprise to many people: there are very few technologies (as opposed to features) that Apple actually invented. Take iPhone, for example: Apple simply "glued" together (OK, it was far from simple and trivial, but still) components and technologies that existed for a number of years elsewhere. It all s...

TagsMobile & onlinePayments
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Pat Carroll
Pat CarrollValidSoft - London

Protecting Pin Pad Payment

18 July 2012  |  5139 views  |  1 comments | recommendations Recommends 0

It was interesting to read in the FT's special on 'Cyberwarfare' recently which identifies that pin pad payment terminals pose a security risk for millions of consumers. According to MWR InfoSecurity...

TagsCardsSecurity
Retired Member
a non-active Finextra member

Would you share your savings goal on Facebook?

16 July 2012  |  5301 views  |  0 comments | recommendations Recommends 0

Personal Finance Management is in the focus of most banks nowadays. However, if it comes to PFM most banks (and vendors) are at the very early phase of their learning curve, at least, in the continent...

Tags
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Should Amazon be slapped on the wrist?

11 July 2012  |  3590 views  |  1 comments | recommendations Recommends 0

A French friend of mine recently boasted about his "ultra-secure" credit card issued by his local bank - that card required SMS-based authorization of every transaction. There is nothing sec...

TagsCardsRetail banking
Darren Negraeff
Darren NegraeffZafin - Vancouver

Part II: Major Hurdles Core Banking Systems need to Overcome

09 July 2012  |  4122 views  |  0 comments | recommendations Recommends 0

Core banking systems were built for a slower technological pace, where code changes were rare and stability and security were paramount. Now, legacy core banking systems are an impediment to innovatio...

TagsRetail bankingWholesale banking
Retired Member
a non-active Finextra member

A Balanced View

08 July 2012  |  5230 views  |  2 comments | recommendations Recommends 0

Viewing a balance is by far the number one transaction conducted in Mobile banking. Eighty per cent of the time it is the only activity done by a customer after they login. That’s right. Eight out ...

TagsMobile & onlineRetail banking
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Contactless payments since 1926

05 July 2012  |  5514 views  |  3 comments | recommendations Recommends 2

On my desk sits one of the first contactless credit cards. It dates back to 1926 when it worked in exactly the same way as its modern NFC successor - you present it to buy goods or services. If they ...

TagsMobile & onlinePayments
Retired Member
a non-active Finextra member

Changing a Sales Culture that is Institutionalized

03 July 2012  |  3544 views  |  0 comments | recommendations Recommends 0

INTRODUCTION Your organization has decided that you must develop new processes, methodologies and technologies to increase the effectiveness and compliance of your sales force. Those you have, the one...

TagsSecurityRisk & regulation
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Wasting tax payer's money until 2020?

03 July 2012  |  2717 views  |  1 comments | recommendations Recommends 0

Most governments are trying hard to save tax payer’s money – and even more importantly trying to push the SME-sector into digital processes and financial administration. But still too many in EU seem ...

TagsPayments
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Founded by Elton Cane
Date 12 Nov 2007
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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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