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Archive for: July, 2009
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

54 Billion reasons in Germany

31 July 2009  |  5486 views  |  0 comments | recommendations Recommends 1

From Deutsche Bank report: “the bulk of the companies [SMEs in Germany] squander the sizeable efficiency gains that come with the introduction of digital invoices. According to estimates by researchers at the University of Hannover, the German economy offers total cost-savings potential of around EUR 54 bn, mainly in more efficient processes, i.e....

TagsPaymentsGroupTransaction Banking
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Global attention for e-invoicing

22 July 2009  |  2124 views  |  0 comments | recommendations Recommends 0

Potentially useful repository in Business Week.The Real Time Economy Community site is still second to none - especially as we are in the next phase moving to automated real time accounting - starting from SMEs.

TagsPayments
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Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Co-regulation time

22 July 2009  |  2127 views  |  0 comments | recommendations Recommends 0

I wrote this blog post back in 2007 and keep coming back to the theme rather often. As said there - business should morally embrace the need for regulation - it cannot be avoided - be it the environm...

TagsRetail banking
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Paying for paper

22 July 2009  |  2221 views  |  0 comments | recommendations Recommends 0

The migration from the old habit of de-electronizing invoices by printing them on paper - and thereby loosing much of the valuable information - and causing a lot of cost for re-electronizing what is ...

TagsPayments
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Banking is easy..

12 July 2009  |  2360 views  |  0 comments | recommendations Recommends 0

You just accept deposits and make loans with high margins. If you are a start-up bank you just pay more for the deposits and then place the money in high-earning but still quite secure loans and inte

TagsPaymentsRetail banking
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

It is not the invoice...

11 July 2009  |  2093 views  |  0 comments | recommendations Recommends 0

Slap any number of digital signatures on an electronic invoice and still you cannot guarantee any integrity and authenticity. The legal harmonization debate in EU is unfortunately still wrongly focusi...

TagsPayments
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Want to save 1 billion litres of gasoline?

05 July 2009  |  2313 views  |  0 comments | recommendations Recommends 1

Well that is easy - just ask the average European to act so that 2 litres less is used - a year. Should not be difficult - and one could in the same go throw in other fossile fuels and CO2 generation ...

TagsPayments
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