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Bo Harald

What did I write?

Looking back – some of the most viewed posts: On EU: Questions European Tax Payers should ask: https://www.finextra.com/blogs/fullblog.aspx?blogid=2815 A digital Single Market – why and how?: https...

30 Dec 2010
Innovation in Financial Services
Bo Harald

ISO-standard for e-invoicing getting support

Support for implementation of first global ISO-standard is starting to appear - also in Russia. And by SWIFT: http://viewer.zmags.com/publication/f9ecbbbc#/f9ecbbbc/1 It so makes sense for countries ...

10 Dec 2010
Innovation in Financial Services
Bo Harald

Demise of cash

Nick Jones blogged about cash. We managed to eliminate private cheques in Finland in 1983 by putting a charge (8c) on the cheque forms (picked up or mailed). At the same time there was a big drive for...

08 Dec 2010
Innovation in Financial Services
Bo Harald

Blame it on the banks 2

Translating part of a Facebook note by Liisa Jaakonsaari (MEP - Finnish Social Democrat): "The crisis in Europe is not because of EU or the Euro. Rather it can be said that EU and the euro are in...

08 Dec 2010
Whatever...
Bo Harald

EU Commission request delivered - global standard

The EU-commission asked the Expert Group on e-Invoicing to come up with a standard for Europe – a global one. Now it has been delivered. The global standard has now been published. Much asked for, h

07 Dec 2010
Innovation in Financial Services
Bo Harald

Blame it on the banks 1

In the late 80s there was a big growth boom in Finland - fuelled ao by ending tax break on profits on selling enterprises and strong credit expansion when the savings banks (inexperienced corporate le...

07 Dec 2010
Whatever...
Bo Harald

Excellent paper from the EU Commission

http://ec.europa.eu/enterprise/sectors/ict/files/com712_en.pdf most here: http://eur-lex.europa.eu/LexUriServ/LexUriServ.do?uri=CELEX:52010DC0712:EN:NOT Loud and clear. It all starts with migratio

02 Dec 2010
Innovation in Financial Services
Bo Harald

966 billion reasons for split paymentVAT

If we want avoid a clear fall in living standards and financing capability of welfare services in EU - we need better productivity and just collection of lower taxes. The split payment VAT is an ide

02 Dec 2010
Innovation in Financial Services
Bo Harald

118,8bn euros lost in 2009

From EU Green Paper on VAT: "The current collection model brings with it a VAT Gap due to e.g. VAT fraud, insolvencies, mistakes by the taxable persons in the VAT return and VAT avoidance schem...

02 Dec 2010
Innovation in Financial Services
Bo Harald

A quarter of a million pageviews

I just got a message from Finextra stating that the 1/4 million milestone has been passed (in two years). I am very grateful to all who have taken the trouble to view posts and to Finextra for bringin...

18 Nov 2010
Innovation in Financial Services
Bo Harald

Seriously about sustainability

A new study by Maija Tenhunen and Esko Penttinen about the carbon footprint of invoicing reveals that the paper based process generates as much as 450g on average and electronic invoice can go as l...

15 Nov 2010
Innovation in Financial Services
Bo Harald

Milestone reached - for EU and beyond

The Trade Standard Evaluation Group approved the ISO 20022 (UNIFI) standard for electronic invoices on the 29th of October 2010. The opening address by Jorgen Holmquist (Director General at the EU-com...

14 Nov 2010
Innovation in Financial Services

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