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Archive for: May, 2009
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Santa delivering...

28 May 2009  |  2788 views  |  0 comments | recommendations Recommends 0

I wrote a letter to Santa last December and he seems to have taken it seriously at least with the most demanding present: "The second wish is a standard - more precisely a common and global standard that will fulfill both the needs of SMEs (being easy to use) and their frequently very large and sometimes bully trading partners who have a need...

TagsPayments
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Too complicated - a no-brainer

25 May 2009  |  3483 views  |  0 comments | recommendations Recommends 0

We are now also reading in the press what we already knew before - bank "products" have been made so complicated and have versioned into so many nearly-but-not-quite-the-same offerings - that the staff cannot handle them any longer. This sad fact is not unique to the banking sector - many other sectors suffer from the same results of too ...

TagsRetail bankingGroupTransaction Banking
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Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

It is not the recession..

18 May 2009  |  2354 views  |  0 comments | recommendations Recommends 0

It is not the recession - it is the demographic challenge - not enough people in working age -as demonstrated in this EU-produced chart: http://boharald.blogspot.com/2008/05/need-to-automate-away-rou...

TagsPayments
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

What will our children say..

17 May 2009  |  2378 views  |  0 comments | recommendations Recommends 0

We are now in the process of expanding the public debt - in our childrens' name - beyond previously imagined boundaries. Apart from being a questionable practise to use much more money than you earn ...

TagsPayments
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

Consumer e-invoicing making great progress

11 May 2009  |  2605 views  |  0 comments | recommendations Recommends 0

Check progress here: http://boharald.blogspot.com/2009/05/consumer-e-invoicing-making-great.html Really important to provide same user experience for private-role and SME-role receivers and senders. ...

TagsPayments
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

There are no corporate customers

10 May 2009  |  6153 views  |  0 comments | recommendations Recommends 0

There are no "private customers" either.. Only human customers in different roles. And they surely deserve to be served with similar tools, logic and language irrespective of the role. Anyth...

TagsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

e-banking making great progress

03 May 2009  |  4552 views  |  2 comments | recommendations Recommends 0

Check progress here: http://boharald.blogspot.com/2009/05/e-banking-and-payments-in-finland.html Not bad for population of 5,3 million - but then we started in 1982..This will naturally happen everyw...

TagsPaymentsGroupTransaction Banking
Bo Harald
Bo HaraldZEF, Transmeri, Real Time Economy Program - Helsinki Region

e-invoicing making great progress

03 May 2009  |  2681 views  |  0 comments | recommendations Recommends 0

Check progress here: http://boharald.blogspot.com/2009/04/first-you-sign-them-up.html There are some 220 000 enterprises in Finland - by now banks have signed up an estimated 120 000 - other service p...

TagsPayments
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