25 May 2017

Innovation in Financial Services

A Finextra Community Group

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Archive for: November, 2008
a non-active Finextra member

Web in cars - web banking in cars?

21 November 2008  |  3571 views  |  2 comments | recommendations Recommends 0

Watching the answer of Mercedes to BMW's iDrive, I think the dashboard screen makes a perfect web-browsing interface. And if it is a simple web browser built-in, why not make an online banking clone for this "channel" as well? The challenge is to make use of the dial-like navigation device and how to input numbers with it. I wonder what ...

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Peter J CooperCooper Sydney - Sydney

Fragmentation Index - Congratulations Fidessa

21 November 2008  |  4276 views  |  0 comments | recommendations Recommends 0

With the introduction of MIFID fragmenting liquidity was inevitable. Keeping a meaningful eye on it in a usable manner however is and will continue to be a challenge. Congratulations to Fidessa for making a start with a reasonable quality fragmentation index. I expect this will be the first of many such services. I predict over time we will also se...

TagsTrade execution
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Elton Cane
Elton Canewriter & tech geek - Brisbane

Will government backers stifle innovation?

19 November 2008  |  2761 views  |  0 comments | recommendations Recommends 0

Will state involvement in bank ownership stifle innovation at those groups that have taken bail-out money? As banks step back from serving the low end of the economy, which is perceived as too risky, ...

TagsRetail bankingWholesale banking
Dean Procter
Dean ProcterTransinteract - Sydney

If I Wanted To Be A Bank Could I Have All Girls?

17 November 2008  |  5526 views  |  4 comments | recommendations Recommends 0

I read Sriram's blog about having a dream - wanting to be a bank. It got me dreaming. If I wanted to be a bank who might I choose to run it? Being a bit of an alternative thinker I thought - who woul...

TagsRetail banking
Dean Procter
Dean ProcterTransinteract - Sydney

No Mobile Transactions, Hello Fee Per Month?

12 November 2008  |  3556 views  |  0 comments | recommendations Recommends 0

I welcome confirmation of our own conclusions that customers want to use their mobile similarly to ATM usage patterns - primarily for balances. The transaction part they'll have to do without for the ...

TagsCardsRetail banking
Retired Member
a non-active Finextra member

One device as bankcard and OTP generator

11 November 2008  |  5651 views  |  2 comments | recommendations Recommends 0

I have found an image of the VISA PIN card, and generally I like the idea. Today I have to carry a bankcard and a token as well, and I'm afraid of losing one. If this offering is cheap enough, Vasco a...

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Dean Procter
Dean ProcterTransinteract - Sydney

Have to watch those Aussies!

11 November 2008  |  3154 views  |  1 comments | recommendations Recommends 0

I note that the new Visa card with built-in OTP generator hails out of Oz. It makes me proud. It already has a transmitter/receiver (of sorts) and a keypad - all it needs is a microphone and a few twe...

TagsCards
Nick Ogden
Nick OgdenClearBank - London

Contactless payments, are we talking money?

10 November 2008  |  2852 views  |  0 comments | recommendations Recommends 0

Contactless payments really seem to have exploded recently. In the past month alone, we have heard announcements from both MasterCard and Visa about trials they are conducting in cities such as Liver

TagsPaymentsRetail banking
Peter J Cooper
Peter J CooperCooper Sydney - Sydney

Official: iPhone beats Crack

07 November 2008  |  2739 views  |  0 comments | recommendations Recommends 1

Most people know the blackberry as the crackberry due to frequent addiction, sufferers sleeping with it under their pillow was not unusual. Now the real fun is starting with iPhone and Android coming ...

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Dean Procter
Dean ProcterTransinteract - Sydney

I didn't see that wad coming - it was before I was born!

06 November 2008  |  2956 views  |  0 comments | recommendations Recommends 0

Security and authentication were only ever a spend if it involved cutting costs, either in the process itself, at the call centre, and as an after thought if fraud impacts on balances or the bank's ba...

TagsSecurity
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Founded by Elton Cane
Date 12 Nov 2007
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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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