Andrew Bonsall COO at AperiData
With the Smart Data Bill now in law, the UK is taking the framework proven through Open Banking and extending it across the wider economy. Introduced in October 2024 and passed in 2025, the Bill gives consumers greater control over their information and sets out how that data can be shared safely between sectors such as finance, energy, and teleco...
22 mins Open Banking
Katherine Chan CEO at Juice
This month at Web Summit, I sat beside Fernando Cabral, Founder of Djassi Africa, to unpack a question that has been following me from meeting rooms to founder calls to every event I attend. Why are confidence, access and trust weakening at the very moment small businesses need support the most? As we spoke on stage, it became clear that this is n...
39 mins /inclusion /predictions Inclusive FinTech
Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
We now are trying to get the soon mandatory (public sector units - in EU to begin with) or de-facto must-have EBWs for enterprises in use much before legislation demands it. The technical part is easy. Some time is needed for ecosystem rule books. But the time consuming part is to change work processes - away from paper a
2 hours /ai /payments Electronic invoicing
Paul Shumsky Founder at @Finpace.tech
As digital financial services expand across Africa, the technology powering them must evolve beyond conventional banking systems. The realities of emerging markets require platforms that are resilient under infrastructural constraints, modular enough to adapt to diverse regulatory environments, and efficient enough to scale in regions where digita...
3 hours
Neeraj Aggarwal Senior Project Manager at Infosys Limited
For the last decade, the banking industry has been engaged in a frantic race of "digital transformation." We have built slick mobile apps, intuitive neobank interfaces, and 24/7 chatbots. But for many financial institutions, this transformation is only skin deep. Peel back the layers of a modern-looking banking app, and you will often fi...
13 hours /ai /retail Artificial Intelligence and Financial Services
Stanley Epstein Associate at Citadel Advantage Group
The BCI Horizon Scan Report 2025 reveals a persistent contradiction: the most damaging disruptions organisations face relate to human well-being, capacity, and safety — yet leaders continue to prioritise future risks that are digital or external. This “People Paradox” creates a structural blind spot in resilience planning. True organisational resi...
21 hours /regulation /people Operational Risk Management
Steve Wilcockson Technical Product Marketing at Quantexa
Context is a familiar word to philosophers and techies, but the context behind the distinct context can be well, contextual. For philosophers, context is the framework of assumptions, background knowledge, and conditions that shape truth, meaning, and interpretation. For epistemologists, context influences what counts as “knowledge” or “justifica...
21 hours /ai /regulation Artificial Intelligence and Financial Services
Roman Korotchin Co-founder at Origami Tech
Global trading infrastructure is undergoing a structural transformation. Liquidity now flows across centralized and decentralized exchanges, while execution technology is moving from isolated systems toward unified, transparent, non-custodial environments where automation and control work together. Institutional Adoption and Market Shift By the en...
23 hours /crypto Cryptocurrency Insights
Jacob Bennett Co-Founder at Crux Analytics
Since 2010, Small Business Saturday has generated $184B in spending. That's real money driving real revenue. Yet over that same period, small businesses haven't gained an inch of ground in the American economy. Their 43.5% share of GDP hasn't budged since 2014, whilst large corporations have quietly pulled ahead, growing at nearly double the rate...
01 December 2025 Banking
I used to be in charge of ao payments, e-banking, e-business and trade finance at Nordea Bank and its predesessors. There I tried to demonstrate e-innovation impact with a self-made 1-4 points table. Now when general-purpose EBWs will be mandatory not only for banks – but also for public sector units the ice-hockey stick phenomena is coming nearer....
01 December 2025 /ai /identity Innovation in Financial Services
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