27 October 2016

Innovation in Financial Services

A Finextra Community Group

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Archive for: October, 2008
Nick OgdenC B Infrastructure Limited - London

POS fraud, E-Commerce challenges, Consumer confidence?

28 October 2008  |  6934 views  |  9 comments | recommendations Recommends 1

Following a report in The Telegraph earlier this month that described the international scale of what is known as a “supply chain attack” powered by Chip-and-PIN readers across the globe (http://www.telegraph.co.uk/news/newstopics/politics/lawandorder/3173346/Chip-and-pin-scam-has-netted-millions-from-British-shoppers.html), it does make me questi...

TagsPaymentsRetail banking
Dean ProcterTransinteract - Sydney

Mobile Payments and Balances - Not Banking For Now

24 October 2008  |  3022 views  |  1 comments | recommendations Recommends 0

It isn't hard to see why customers prefer to do their banking and bill-paying using a PC, rather than a mobile. Well it is hard to see, and that's the problem. Those tiny little mobile screens aren't in the race for the bigscreen financial view. Who would want to make a mistake or stress out about all those numbers? Why bother? The perception that ...

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Dean Procter
Dean ProcterTransinteract - Sydney

Data Mining , Credit Ratings - Bank Tactics in Spotlight

23 October 2008  |  3457 views  |  0 comments | recommendations Recommends 0

A recent article in the New York Times has provoked some heated discussion as to the level of culpability banks and credit reference agencies share for the credit crash after it was revealed that they...

TagsRetail banking
Roger Elwell
Roger ElwellYes Please - Colchester

Deliver My Statement In A Wheelbarrow

21 October 2008  |  3123 views  |  1 comments | recommendations Recommends 1

I'm just wondering what will happen to my bank statement when contactless takes off - assuming I use it. When I think about the large number of cash payments (30p here, 60-odd p there, a couple of qu...

TagsCardsRetail banking
Stanley Epstein
Stanley EpsteinCitadel Advantage Ltd - Modiin

Is this compensation?

10 October 2008  |  2618 views  |  1 comments | recommendations Recommends 0

Executive compensation is in the headlines again. And guess where? Nowhere else but than about executives at the failed Lehman Brothers. I see that the failed investment bank's CEO, Richard Fuld, has ...

Rajeev Nair
Rajeev NairAccenture - Bangalore

Uncertainty Principle - Physics and Finance

05 October 2008  |  5738 views  |  1 comments | recommendations Recommends 0

In 1927, Heisenberg putforth uncertainty principle to the world of quantum physics. It stated that, more precisely the position is determined, less precisely momentum could be determined. The unc...

TagsRisk & regulationRetail banking
Chris Barry
Chris BarryV2 Innovations - Raleigh

Why create a new brand?

02 October 2008  |  4055 views  |  1 comments | recommendations Recommends 1

What processes and decisions lead a company to create an offshoot of their main brand? I get the direct bank concept and the attraction; however it appears that the common theme is to basically make ...

TagsRetail banking
Dean Procter
Dean ProcterTransinteract - Sydney

More's Law is certainly true - affordable fraud?

01 October 2008  |  3444 views  |  0 comments | recommendations Recommends 0

Wouldn't it be better for the public's perception if a few hundred million pounds was spent eliminating most fraud, rather than spend vast sums without any effect? I think it's about time to get real....

Retired Member
a non-active Finextra member

Interactive Contactless Payments

01 October 2008  |  2851 views  |  0 comments | recommendations Recommends 0

Usage of credit cards are mostly seen at department stores, more over card campaings and loyalty programs surround consumers to supersede cash payments and the competition between merchants and credit...

TagsCardsRetail banking
Peter J Cooper
Peter J CooperCooper Sydney - Sydney

Mark To Market Becomes Mark to Mulch - new rules announced.

01 October 2008  |  2954 views  |  0 comments | recommendations Recommends 2

The revised securities valuation rules are now officially a joke. US executives can now value according to 'their own models and judgement'. So what happened to mark-to-market if the market is no lon...

TagsTrade execution
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Founded by Elton Cane
Date 12 Nov 2007
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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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