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… doesn’t it? By embracing new technologies, access to services via the Cloud offers corporate treasurers of every size of organisation the opportunity to improve efficiencies and further drive down o...
The new world between 2030 –2050 recalls past transition points—such as 1815, 1919, 1945, or 1989. In this world will exist an absence of global power. The hegemonic power will shift to networks and...
There has been much debate of late on Finextra and indeed everywhere about mobile wallets and mobile payments; with some very diverse opinions. Some argue that uptake of mobile wallets and payments is...
....they know no borders' ran a tweet from SWIFT’s African Regional Conference in Gaborone earlier this year. ‘It is not unusual to have better flight connections between African countries by first g...
As many of us prepare to board flights to Dubai for Sibos, I’m wondering what others are hoping to hear and learn this year. A few things in my mind: It’s SWIFT’s 40th birthday, hurrah! At the London ...
Global trends 2030: Alternative Worlds Economic growth might decline in “aging” countries. sixty percent of the world’s population will live in urbanized areas; migration will increase. food, Water,...
The European Commission (EC)’ s long awaited proposal for a revised Payment Services Directive (PSD2) published on 24 July 2013, has been overshadowed by its proposal for the regulation of Multilate...
It’s a common scene: a customer waiting patiently for a card transaction to be processed. In most cases it only takes a few seconds, but it can certainly seem longer. While some staff may try and fill...
Ever since banks started issuing credit and debit cards they also needed to supply customers with a PIN for cardholder verification purposes. These were for card usage at the ATM or POS terminal. The ...
I have discussed how Payment Factories can help improve efficiency by centralising payments. I’d like to examine in more detail how a Payment Factory can improve cash visibility across an organisation...
The migration from paper payments to electronic payments continues in a steady and inexorable fashion. Helping to accelerate this movement are the card networks and technology providers who are ena
There are still few moths left for final dead line of implementing SEPA. Still only tiny % of direct debits are using SEPA. Some estimate that number is only 2 but let's hope it is not correct. For st...