Instigate change. Start a new collaborative Blog Group

Create group
Blogs
Bernd Richter

The EU pension dilemma: Pan-European Personal Pension to the rescue?

Pension is known in the western world as income at age and what pays the bills, when one retires from his/her job life, what was put aside during work life. But not many actually understand how much i...

08 Feb 2020
Trends in Financial Services
Bernd Richter

Payments as a service - a new normal future of payments?

Banks are increasingly outsourcing their core payments platform technology and operations. What seemed in past years far fetched even to consider has become a viable option. Is Payments as a Service (...

19 Jan 2020
Payments strategies 2015-2020-2030
Bernd Richter

European Mobile Payments - the next chapter?

Yet another run on mobile payments in Europe - or really the next chapter to build a realistic and successful counterbalance to Apple, Google, Samsung, Visa, Mastercard and alike? An newly created a...

03 Sep 2019
SEPA and European Payments
Bernd Richter

PSD2 What SHOULD It Stand For?

We all know the official definition: Payments Services Directive 2, but we should be looking at ‘alternative versions’. “Perfect Storm Digital 2”, “Premier Service Driver 2”, “Paradigm Shift Dynamic ...

05 Apr 2016
Bernd Richter

Utilities are useful - global survey finds out

Across the financial industry a Capco/Finextra global survey confirms growing awareness that Utilities are useful – not least because of their potential to transform the way banks approach compliance....

08 Mar 2016
Bernd Richter

Prepaid: a 'magic bullet' for retail banking?

Nobody disputes that it’s tough to succeed in today’s retail banking industry. Some would argue that only a magic bullet could transform the fortunes of ‘traditional’ banking in the post-Google and Am...

19 Oct 2015
Bernd Richter

DigiSourcing - accelerated development of digital banking applications

Wanted – New ways for banks to embrace successful digital innovation without ignoring old problems. We keep hearing that banks must do more to bridge the ‘digital gap’. But, in order to create and de...

01 Sep 2015
Bernd Richter

Another 'fine' mess? 300 billion US dollars in bank fines and counting...

Fines aren't fine any more. That should be a message resonating loud and clear around financial institutions, as another year of the rolling regulatory tsunami gets fully underway. We're braced for th...

23 Jun 2015
Bernd Richter

Payments - time to revitalize a key revenue stream

Payments need to be profitable once again, as well as compliant. The good news is that they can be. Granted, payments are not the dependable cash cow they once were – a guaranteed profit producer, eas...

04 Jun 2014
Bernd Richter

The RRP Challenge: How far have you progressed?

Recovery and resolution planning (RRP) - yet more valuable resource diverted to compliance? Or can it be a source of deep structural understanding and competitive differentiation? To date, some 39 sep...

13 Jun 2013

Now hiring