25 August 2016

Latest blog posts

Graham SeelBankTech Consulting - Concord

Is Community Bank Innovation Strategic or Tactical? Yes

14 hours ago  |  2130 views  |  0 comments | recommendations Recommends 1

Everyone likes to think they’re strategic. And that they can be tactical when they need to. When it comes down to it, though, how many of us are really either? How often have you heard someone ask what the strategy is, only to be told “this is a tactical project, so there’s isn’t a strategy”? What nonsense that is! There is no real tactical initia...

TagsRetail bankingInnovationGroupInnovation in Financial Services
Nicholas NichollsGFT - London

Unintended consequences of regulation, knee-jerk or Grand Plan?

23 August 2016  |  2901 views  |  0 comments | recommendations Recommends 0

The accumulation of risk in the buyside and its impact on economic growth In this blog, I would like to set aside convention and start with a conclusion, which is as follows: “constraining any market’s ability to manage or mitigate risk means that there will be less economic growth. Where managing risk becomes too costly – whether that cost is jus...

TagsRisk & regulationInnovation
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Scott Bancroft
Scott BancroftCapco - Edinburgh

Protecting Data with DLP

23 August 2016  |  2727 views  |  0 comments | recommendations Recommends 0

The recent Brexit vote in the UK changes nothing from a GDPR perspective for those who wish to do business with EU entities. In today’s always-connected world, where almost all information is store

Jack Burrows
Jack BurrowsCapco - London

CMA, PSD2 and API: A solution for open banking

23 August 2016  |  3865 views  |  0 comments | recommendations Recommends 1

Banks should avoid treating the delivery of CMA and PSD2 APIs as just another compliance project and instead take the same approach as when delivering new customer products such as mobile banking apps...

TagsMobile & onlineRetail banking
Mike Gardner
Mike GardnerAgreement Express - Vancouver

Merchant Acquiring Lesson Learned from the 2008 Mortgage Crisis

22 August 2016  |  2939 views  |  0 comments | recommendations Recommends 0

Much ink has been spilled about the 2008 Mortgage Crisis. In the U.S, $10 billion dollars worth of subprime mortgages dealt out by Mortgage Companies that were not prepared to assume the risks, inevit...

Mitchell Muro
Mitchell MuroCA Technologies - Santa Clara

How to end what ails online commerce

22 August 2016  |  2980 views  |  1 comments | recommendations Recommends 0

Balancing security for reducing fraud while producing a great shopper experience has been the eCommerce challenge from day one. Modernized protocols may help. A recent report from Juniper research sta...

TagsPaymentsTransaction banking
Jamie Campbell
Jamie CampbellBud Financial - London

Change one small thing and turn your company into an ideas factory.

22 August 2016  |  2460 views  |  0 comments | recommendations Recommends 0

Good ideas are the cornerstone of innovation and progression. They create giddy excitement in meeting rooms around the world and turn failing businesses into successes stories. So why aren't companies...

TagsRetail bankingInnovation
Graham Donald
Graham DonaldEquiniti Pancredit - Leeds

What can lenders learn from the motor finance sector?

22 August 2016  |  2025 views  |  0 comments | recommendations Recommends 0

Despite a dip in consumer confidence and the introduction of new FCA regulations, the motor finance industry has continued to show strong growth, outperforming other sectors. Graham Donald, managing d...

Paul Lashmet
Paul LashmetNorth Castle Integration LLC - Armonk

Use Location Intelligence to Combat Financial Crime

22 August 2016  |  2683 views  |  0 comments | recommendations Recommends 0

Intelligence – artificial or real – is only as good as the information it uses. Location intelligence helps contextualize a situation and can augment machine learning and other applications of artific...

TagsRisk & regulationInnovationGroupFinancial Services Regulation
Alex Kreger
Alex KregerUX Design Agency - Riga

How Banks Are Losing Millions by Ignoring UX Design

22 August 2016  |  6431 views  |  5 comments | recommendations Recommends 0

I wrote this article because of an incident that happened to my friend last week; let's call him Steve. Steve wanted to buy a house by taking a loan at a bank he desired, but, in the end, he used anot...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
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