28 February 2017

Beyond TEDIPAY

Alexander PeschkoffTEDIPAY - London

Tap-n-PIN mystery

23 February 2017  |  2401 views  |  2 comments | recommendations Recommends 0

Calling payment industry experts for help, as I am at a loss here. Overseas cardholders from several countries can do “tap & PIN” in the UK to make payment transactions above the contactless floor limit. I can do “tap & PIN” in some EU countries with my UK-issued contactless bank card to make a payment above the contactless floor limit. But...

TagsCardsPaymentsGroupFintech innovation and startups
Alexander PeschkoffTEDIPAY - London

Blockchain for blockheads - Distributed Ledger for Dummies in five minutes

02 February 2016  |  4684 views  |  2 comments | recommendations Recommends 1

Food for thought for those in a hurry: why doesn't a card payment terminal need to check with all other terminals worldwide that your card is genuine?.. Bitcoin hype seems to be superseded by its blockchain flavour. Bitcoin start-ups still raise money, so do blockchain ones - it's tempting to chase unicorns in the "rocket science" area fe...

TagsBlockchainStart upsGroupInnovation in Financial Services
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Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Fancy a quickie?

21 November 2015  |  2030 views  |  0 comments | recommendations Recommends 0

Tinder, 3nder, schminder. Welcome to the new world where non-committal promiscuity is the norm of the day (if not de rigueur), both in personal life and in business. Welcome to the "tinder"...

TagsInnovationStart upsGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Samsung Gear S2: a hairpin bend that throws Apple into the second position

05 September 2015  |  2454 views  |  0 comments | recommendations Recommends 0

My hat off to Samsung. Those familiar with my blogs know that I am more likely to dish out harsh blunt criticism than a praise. Not this time (well, almost). Executive Summary For those in a hurry: wi...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Apple Pay: lessons for Cupertino

17 July 2015  |  14914 views  |  7 comments | recommendations Recommends 0

One could be more forgiving and attribute bad UX to "teething problems", but not when it comes to the world's largest company and expansion launch (rather than greenfield ops). Apple should ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

To those who still don't get it...

09 September 2014  |  3548 views  |  0 comments | recommendations Recommends 1

It's been a while since I blogged here at Finextra (for many reasons)... Today is a special occasion. The day Apple (and I) said "FU!" (You'll understand the context better if you glance thr...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Checking my crystal balls

02 June 2014  |  2892 views  |  1 comments | recommendations Recommends 0

Summer is upon us, and it's time to do mid-year revision of my predictions for 2014 (last year I got 6 out 7 right). Wearables - tick Samsung's Gear 2, Moto 360 by Motorola, G watch by Google (develo...

TagsPaymentsInnovationGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Apple's Siri - iPhone security hole

23 May 2014  |  4277 views  |  2 comments | recommendations Recommends 0

Spear phishing is a powerful fraud technique. The objective is to get sensitive/confidential data which can then be used to mount at attack. A combination, for example, of my home and mobile numbers, ...

TagsSecurityPaymentsGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Colonic irrigation for payments

04 April 2014  |  2538 views  |  1 comments | recommendations Recommends 0

We have always had two different payment flows without realizing it: pull and push. "Pull" flow is your in-store payment - merchant makes a request for payment, "pulls" payment cr...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Alexander Peschkoff
Alexander PeschkoffTEDIPAY - London

Bitcoin vs real life

29 January 2014  |  4214 views  |  6 comments | recommendations Recommends 2

Heated polar debates over Bitcoin are in full swing. Even the banking community, let alone non-fin companies, are divided in their opinion. With over 80 (!) competitors and wannabes, Bitcoin is not t...

TagsBlockchainPaymentsGroupInnovation in Financial Services
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