20 February 2017
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Pat Carroll
Pat CarrollValidSoft - London

Customer Experience vs Strong Security: What's the Answer?

28 January 2014  |  2839 views  |  0 comments | recommendations Recommends 0

It’s good to see the Bank of Scotland focussing on the mobile customer experience. Clearly they see this as a significant competitive advantage, and promoting it as such, whilst also highlighting the ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

24 January 2014  |  3065 views  |  0 comments | recommendations Recommends 0

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Our Predictions for 2014: Who Will Dominate? Part 1

20 January 2014  |  2191 views  |  0 comments | recommendations Recommends 0

Unfortunately, it’s not going to be plain sailing on the security front in 2014. It’s a bit like Friday 13th. Many folk say that Friday 13th is not their unlucky day at all, it’s Saturday 14th they wo...

TagsSecurityInnovationGroupInformation Security
Pat Carroll
Pat CarrollValidSoft - London

Ignorance is folly when 'tis bliss to be wise!

10 January 2014  |  3564 views  |  0 comments | recommendations Recommends 0

This itnews.com article sheds a different and interesting light on the methods now being deployed by the fraudsters. Basically these latest tactics are designed specifically to outwit the Risk Engi

TagsCardsSecurityGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Finding security in digital currencies

18 December 2013  |  3103 views  |  0 comments | recommendations Recommends 0

Digital currencies such as Bitcoin have been capturing the attention of the world’s financial and technology press for some time, both in a positive and negative manner. Digital currencies are here t...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

ECB moves to securing mobile payments

10 December 2013  |  3464 views  |  0 comments | recommendations Recommends 0

The ECB published its recommendations for the security of mobile payments last week last week. Although unrelated, this latest set of recommendations shows how Governments and Central Banks (US Federa...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Brett King Raises an Interesting Point...

10 December 2013  |  1825 views  |  1 comments | recommendations Recommends 0

Brett King’s recent article on ‘Banking’s new playground’ raises some interesting points as to ‘how Africa will show the way’. Smart phone penetration in Africa is currently less than 15% and projec...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Solution to improving the payments ecosystem? Collaboration

02 October 2013  |  3545 views  |  0 comments | recommendations Recommends 0

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also ju...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

FCA needs to think about mobile telecommunications

03 September 2013  |  2844 views  |  0 comments | recommendations Recommends 0

The UK's Financial Conduct Authority (FCA) has published an interim report exploring some early findings of a review into mobile banking services, setting out the possible risks to consumers and area...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

USD300million and rising, will security catch-up?

29 July 2013  |  4351 views  |  1 comments | recommendations Recommends 0

The breaking news from the US indicating that over 160million credit and debit card numbers have been stolen, whilst not unpredictable, is still quite staggering. Early estimates suggest around $300

TagsCardsSecurityGroupInnovation in Financial Services
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