26 August 2016
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Pat Carroll
Pat CarrollValidSoft - London

Predictions for 2014: Voice Biometrics Go Mainstream? Part 2

24 January 2014  |  2975 views  |  0 comments | recommendations Recommends 0

2014 will also see Voice Biometrics becoming mainstream. Apple have paved the way for biometrics to be adopted in a mainstream manner with the introduction of fingerprint readers on the iPhone. Voice ...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Our Predictions for 2014: Who Will Dominate? Part 1

20 January 2014  |  2087 views  |  0 comments | recommendations Recommends 0

Unfortunately, it’s not going to be plain sailing on the security front in 2014. It’s a bit like Friday 13th. Many folk say that Friday 13th is not their unlucky day at all, it’s Saturday 14th they wo...

TagsSecurityInnovationGroupInformation Security
Pat Carroll
Pat CarrollValidSoft - London

Ignorance is folly when 'tis bliss to be wise!

10 January 2014  |  3467 views  |  0 comments | recommendations Recommends 0

This itnews.com article sheds a different and interesting light on the methods now being deployed by the fraudsters. Basically these latest tactics are designed specifically to outwit the Risk Engi

TagsCardsSecurityGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Brett King Raises an Interesting Point...

10 December 2013  |  1702 views  |  1 comments | recommendations Recommends 0

Brett King’s recent article on ‘Banking’s new playground’ raises some interesting points as to ‘how Africa will show the way’. Smart phone penetration in Africa is currently less than 15% and projec...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Solution to improving the payments ecosystem? Collaboration

02 October 2013  |  3433 views  |  0 comments | recommendations Recommends 0

The US Federal Reserve Banks recently announced a public consultation exercise on improving the future U.S. payment system. In the U.K., the newly formed Financial Conduct Authority (FCA) has also ju...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

FCA needs to think about mobile telecommunications

03 September 2013  |  2740 views  |  0 comments | recommendations Recommends 0

The UK's Financial Conduct Authority (FCA) has published an interim report exploring some early findings of a review into mobile banking services, setting out the possible risks to consumers and area...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

USD300million and rising, will security catch-up?

29 July 2013  |  4221 views  |  1 comments | recommendations Recommends 0

The breaking news from the US indicating that over 160million credit and debit card numbers have been stolen, whilst not unpredictable, is still quite staggering. Early estimates suggest around $300

TagsCardsSecurityGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Privacy and security dont have to be mutually exclusive

10 July 2013  |  3675 views  |  0 comments | recommendations Recommends 0

I was interested to read the article ‘Brits relaxed about banks mining data to fight fraud’. It provides an interesting perspective on the growing debate regarding the need for strong data privacy as...

TagsSecurityPaymentsGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Slowly but surely, SIM Swapping is moving up the fraud chain

03 June 2013  |  5325 views  |  0 comments | recommendations Recommends 0

I am still finding it hard to meet industry people who know much about SIM Swap fraud. The latest report on the ABSA and MTN initiative shows the urgency of getting to grips with this insidious and no...

TagsSecurityMobile & onlineGroupInnovation in Financial Services
Pat Carroll
Pat CarrollValidSoft - London

Latest ATM Fraud: another 45 million reasons for change

17 May 2013  |  4873 views  |  2 comments | recommendations Recommends 0

Once again we have been reminded of the vulnerability of financial institutions to credit card fraud. Last week we saw the news that a large gang of thieves (a number of whom have just been arrested ...

TagsCardsSecurityGroupDisruption in Retail Banking
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