20 April 2018

Craig Ramsey

Craig RamseyACI Worldwide - Watford

New Payments Ecosystem of Real-Time Payments

12 October 2017  |  6827 views  |  0 comments | recommendations Recommends 0

In the UK, faster payments are well established, and we have seen new innovations as well as new businesses being built since May 2008. In Singapore, which went live in 2014 with its Fast and Secure Transfers (FAST) scheme, we are starting to see similar innovations. And we can expect similar seismic shifts in payments innovation for years to come...

TagsPaymentsOpen APIsGroupUK Faster Payments
Craig RamseyACI Worldwide - Watford

When Immediate Payments Go Bad

09 October 2015  |  3530 views  |  1 comments | recommendations Recommends 0

“I want it now.” Sounds like a petulant teenager, doesn’t it? But actually, it’s the sound of consumers and corporations around the world demanding immediate payments solutions. While immediate payments are already mature in some markets, in others they are still maturing, and for some countries, they are not even in the plans yet. But one thing...

TagsPaymentsSibosGroupFinextra@Sibos
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Craig Ramsey
Craig RamseyACI Worldwide - Watford

EBADay focus on Immediate Payments comes up short

18 May 2015  |  3015 views  |  0 comments | recommendations Recommends 0

Rather predictably, this year’s EBADay conference in Amsterdam was dominated by conversation of Immediate Payments. The great and the good from the industry came to discuss how we can all improve our ...

TagsPaymentsTransaction banking
Craig Ramsey
Craig RamseyACI Worldwide - Watford

Digitalisation - Mind the Gap

01 October 2014  |  2656 views  |  0 comments | recommendations Recommends 0

Digitisation or Digitalisation? Whichever is the correct term, we've seen it prevalent at Sibos this year. Much has been said about how mobile players and other non-traditional competitors are encro...

TagsMobile & onlineTransaction banking
Craig Ramsey
Craig RamseyACI Worldwide - Watford

SEPA, is the burden turning into a benefit?

02 September 2014  |  4806 views  |  0 comments | recommendations Recommends 1

2014 finally saw the completion of the SEPA process that was some ten years in the making. As of the 1st August, the majority of European Banks are now compliant with SEPA guidelines. So, what does th...

TagsPaymentsRisk & regulation
Craig Ramsey
Craig RamseyACI Worldwide - Watford

There’s a long road ahead...weeks 6 to 10 in review

09 June 2014  |  2723 views  |  0 comments | recommendations Recommends 0

Over the past three months I’ve covered 10 transaction banking topics that can help take your institutions from good to great. For the second half of my blog series, I’ve covered topics from non-funct...

TagsPaymentsTransaction banking
Craig Ramsey
Craig RamseyACI Worldwide - Watford

Working for your success. Blog Series Week 10

03 June 2014  |  2330 views  |  0 comments | recommendations Recommends 0

I’m not one to quote Nietzsche, but he is attributed with saying “I'm not upset that you lied to me, I'm upset that from now on I can't believe you.” And herein is one of the most important factors in...

TagsPaymentsTransaction banking
Craig Ramsey
Craig RamseyACI Worldwide - Watford

Taking your data from big to useful. Blog Series Week 9

20 May 2014  |  2829 views  |  1 comments | recommendations Recommends 1

George Orwell would be surprised to see his vision of 1984 taking place today. What used to be referred to as ‘Big Brother’ is now a reality with tracking of everyone’s movements. Today of course, we ...

TagsPaymentsInnovation
Craig Ramsey
Craig RamseyACI Worldwide - Watford

Basel III can make you omniscient: Blog Series Week 8

13 May 2014  |  2435 views  |  0 comments | recommendations Recommends 0

Basel III has implications beyond what most people expect. This is not just a liquidity management issue that some Treasury accountant needs to worry about. It goes way beyond that and a bank can only...

TagsRisk & regulation
Craig Ramsey
Craig RamseyACI Worldwide - Watford

Mobile is not for everyone all the time. Blog Series Week 7

07 May 2014  |  2426 views  |  0 comments | recommendations Recommends 1

Just because I have a smartphone, doesn't necessarily mean I want to do everything on it. For me, a smartphone is useful for browsing or grabbing snippets of information, and I even use it as a teleph...

TagsMobile & onlinePayments
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