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Richard Davies

Richard DaviesLogica - Singapore

Get set for real-time payments down under

16 August 2012  |  3410 views  |  2 comments | recommendations Recommends 0

The Reserve Bank of Australia (RBA) has been encouraging Australian banks to innovate for some time now. In a consultation paper released earlier this year, the Central Bank highlighted calls for the centralisation of the Australian payments architecture in order to implement a real-time payments system. This is a pertinent reminder that the impl...

TagsPaymentsRetail banking
Richard DaviesLogica - Singapore

APAC: rapid developments in developing countries

12 July 2011  |  4039 views  |  0 comments | recommendations Recommends 0

As I discussed in a recent blog, new payments technologies and platforms are fast taking off in Asia Pacific. Previously, I looked at how developed countries such as Australia and New Zealand are at the forefront of mobile platform development – but it’s not just the advanced economies that are driving mobile uptake in the region. Due to their lo...

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Richard Davies
Richard DaviesLogica - Singapore

APAC: the cutting edge of high-speed payments

24 June 2011  |  4876 views  |  2 comments | recommendations Recommends 0

We’ve all seen the global rise of instant communication methods such as email, twitter and text messages. This push for instant-access services has resulted in consumers and corporates wanting to comm...

Richard Davies
Richard DaviesLogica - Singapore

Payments the biological time bomb

23 March 2011  |  3566 views  |  1 comments | recommendations Recommends 1

There is much debate about the drivers for change in the payments systems arena. New technologies spawning new payments channels, global payments continuing to grow, the move away from paper, market ...

Richard Davies
Richard DaviesLogica - Singapore

What is a payment services hub?

02 December 2010  |  13067 views  |  3 comments | recommendations Recommends 0

Although it’s become a familiar term, the marketplace remains confused about precisely what a payments services hub is. Analysts like Zilvinas Bareisis at Celent are trying to shed some light on defin...

Richard Davies
Richard DaviesLogica - Singapore

Payments modernisation the true story

07 October 2010  |  2959 views  |  0 comments | recommendations Recommends 0

Much is written and researched on payment service hubs today and the conclusions from this work raise some sound arguments. Modernisation of the core payments technology in a financial institution i...

Richard Davies
Richard DaviesLogica - Singapore

AML in Asia-Pacific: addressing the quandary

16 August 2010  |  2726 views  |  0 comments | recommendations Recommends 0

Money laundering in APAC is a continued problem, largely as a result of organised criminal activity, such as drug manufacturing, prostitution and trafficking. Until recently, controls and legal provis...

Richard Davies
Richard DaviesLogica - Singapore

APAC remittances: Are banks missing the opportunity?

28 July 2010  |  4179 views  |  0 comments | recommendations Recommends 0

The Southeast Asia and Pacific region has one of the most mobile workforces in the world. The Philippines and Indonesia in particular are major sources of these workers, with many migrating to the Mid...

Richard Davies
Richard DaviesLogica - Singapore

Shifting the payment landscape in APAC

24 June 2010  |  4097 views  |  0 comments | recommendations Recommends 0

Payments systems in financial institutions in APAC have always been thought of as unsophisticated and ‘old-school’. With their reliance of paper and fax-based process it’s easy to see why. This is cha...

Richard Davies
Richard DaviesLogica - Singapore

Putting payments hubs to work

27 April 2010  |  4316 views  |  1 comments | recommendations Recommends 0

Payments services hubs have long been talked about in the industry. The good news is that we’re now finally starting to see some successful roll-outs of these – SBSA’s being the most recent. But the ...

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