27 July 2016

Good for society at large

Bo HaraldZEF and Real Time Economy Program - Helsinki region

Up and down - from the e-invoice

14 June 2016  |  3942 views  |  1 comments | recommendations Recommends 1

Just back from the Exchange conference I keep pondering how we can get a shared view of how to automate administrative processes. Today - especially in the US - it still is large enterprise driven procurement that drives e-invoicing. How can this evolve into a good solution for SMEs = send to all from your own e-bank or other solution instead of ...

TagsPaymentsInnovationGroupElectronic invoicing
Bo HaraldZEF and Real Time Economy Program - Helsinki region

New innovation road block

25 April 2016  |  2872 views  |  0 comments | recommendations Recommends 0

Innovations happen only when the next individual changes her/his behavior to the new. In the IoT-world it is of course easier to make things move to automated e-interaction - but we still need to keep nudging - even pushing citizens into better solutions. In the past I was occasionally frustrated by the too large groups of stubborn "We will ne...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
More blog posts
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Why does it take so long?

19 January 2016  |  2088 views  |  2 comments | recommendations Recommends 0

E-id as a bank service has been in place for soon 20-years in Finland and it serves especially well the public sector where strong e-id is often needed - but with low usage intensity. This means that...

TagsRetail bankingInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Experience from a small country

11 January 2016  |  2740 views  |  1 comments | recommendations Recommends 0

Small countries have many disadvantages - small home markets, small languages, smaller skill pools and smaller resources - to mention a few. But they also have advantages - better opportunities for n...

TagsPaymentsRetail bankingGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Mobile first by now.

23 June 2015  |  1532 views  |  0 comments | recommendations Recommends 0

History: http://www.mobeyforum.org/a-view-from-the-top-15-years-through-the-eyes-of-mobey-forums-chairmen/ https://www.linkedin.com/grp/post/3441551-6018710260271902722 Without co-operation, no sta...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

We have to speed up the progression to full automation

08 May 2015  |  3774 views  |  0 comments | recommendations Recommends 0

Service to person - proactively suggesting (big data aided) things to do (and for receivers to accept in mobile phones and other devices) is an important step. But automated service to service is on o...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

All countries should save tax payer's money with e-invoicing

05 December 2014  |  2566 views  |  0 comments | recommendations Recommends 0

Now Switzerland http://www.thepaypers.com//e-invoicing-scf-e-procurement/switzerland-to-roll-out-e-invoicing-in-the-administration-in-2016/757585-24 But Denmark - true Vikings - made e-invoicing manda...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

We all know where we are heading

27 February 2014  |  2461 views  |  2 comments | recommendations Recommends 0

We all know that administrative processes will be fully automated in the future and continue their march towards real time. Still far too many of us continue to sit on our hands - perhaps not hoping t...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Why you should OFFER proper e-invoicing

29 January 2014  |  3215 views  |  0 comments | recommendations Recommends 0

With proper I mean structured e-invoicing - not e-mailing PDFs (as bad as paper mail - or even worse due to spam filters..). So why? Your customer 1. gains convenience - especially with simple mobile ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Anti-interoperability

07 January 2013  |  2387 views  |  0 comments | recommendations Recommends 0

We keep hearing from enraged enterprises that some e-invoicing service providers still continue with their old 3-corner strategy > signing up big invoice reveivers and trying to force suppliers to ...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
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