25 August 2016

Good for society at large

Bo HaraldZEF and Real Time Economy Program - Helsinki region

Payment statistics out - strong growth in innovative services

05 August 2016  |  5157 views  |  0 comments | recommendations Recommends 0

Bank of Finland payment statistics 2015 out - better late than never.. (anybody seen similar figures from other countries - and better if compared to population, number of enterprises and GDP..)? http://www.suomenpankki.fi/en/tilastot/maksuliiketilastot/Pages/taulukot.aspx Quick picks: - slow economy reflected in volumes - cash on its way out - do...

TagsPaymentsTransaction bankingGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Up and down - from the e-invoice

14 June 2016  |  4204 views  |  1 comments | recommendations Recommends 1

Just back from the Exchange conference I keep pondering how we can get a shared view of how to automate administrative processes. Today - especially in the US - it still is large enterprise driven procurement that drives e-invoicing. How can this evolve into a good solution for SMEs = send to all from your own e-bank or other solution instead of ...

TagsPaymentsInnovationGroupElectronic invoicing
More blog posts
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

New innovation road block

25 April 2016  |  2923 views  |  0 comments | recommendations Recommends 0

Innovations happen only when the next individual changes her/his behavior to the new. In the IoT-world it is of course easier to make things move to automated e-interaction - but we still need to keep...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Pillars of banking - old and new

10 April 2016  |  3383 views  |  0 comments | recommendations Recommends 0

Posted this in 2012 - most aspects still valid - in a frantic world: The first and main pillar of banking is trust. It can be built and maintained by sticking to moderate risk taking – both in lendi...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Deutsche Bank CEO promises 10 more years for cash

24 January 2016  |  7114 views  |  1 comments | recommendations Recommends 0

The Deutsche Bank CEO stated that cash will disappear during the next 10 years. Why does it have to have to take so long? Take the opportunity to repost this from 2008: "EU published some figure...

TagsCardsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Experience from a small country

11 January 2016  |  2779 views  |  1 comments | recommendations Recommends 0

Small countries have many disadvantages - small home markets, small languages, smaller skill pools and smaller resources - to mention a few. But they also have advantages - better opportunities for n...

TagsPaymentsRetail bankingGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

There are no corporate customers.. only Mr Same Guy

03 June 2015  |  973 views  |  0 comments | recommendations Recommends 0

And no private customers either - just human customers in several roles. A legal person has btw never done anything. So remember this when you create services. Same user experience across roles - and ...

Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

We have to speed up the progression to full automation

08 May 2015  |  3790 views  |  0 comments | recommendations Recommends 0

Service to person - proactively suggesting (big data aided) things to do (and for receivers to accept in mobile phones and other devices) is an important step. But automated service to service is on o...

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Step by step to a Real Time Economy

28 March 2015  |  1558 views  |  0 comments | recommendations Recommends 0

Never has there been more opportunities to build new ecosystems and infrastructures - and interconnect them. A very interesting aspect in this work is to see how one new or improved ecosystem is actin...

TagsInnovationTransaction bankingGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Banks turbo-driving e-invoicing in Finland

19 May 2014  |  2432 views  |  0 comments | recommendations Recommends 0

Almost all enterprises in the country signed up (336.000). Huge growth in transactions. Consumer volumes exploding this year as direct debit features have been integrated.

TagsMobile & onlinePaymentsGroupInnovation in Financial Services
Previous 1 | 2 | 3 | 4 | 5 |Next
members
27,705
Members
comments
15,938
Comments
blogs
10,401
Posts
bloggers 
1,111
Active bloggers

Top bloggers: 30 days

Most viewed Engaging
Graham Seel
Graham Seel

Consultant to Fintech firms selling to,...

Cornelius Nandyal
Cornelius Nandyal

Partner at Associates in Capital Markets...

Jonathan Charley
Jonathan Charley

Jonathan is responsible for a team of in...

Carlo R.W. De Meijer
Carlo R.W. De Meije...

Independent financial services advisor

Renee Frappier
Renee Frappier

Renee Frappier is head of marketing for...

Who is commenting on these posts

Ketharaman Swaminathan
Alex Kreger
Andy Hirst
Adrian Warr
Mitchell Muro
Stanley Epstein
Andrew Muir
Bob Lyddon
Vernon Forbes
Alexander Peschkoff
Matt Scott
João Bohner