01 October 2016

Good for society at large

Bo HaraldZEF and Real Time Economy Program - Helsinki region

Half planned is well done

08 September 2016  |  4571 views  |  0 comments | recommendations Recommends 0

I continue to come across digitalisation projects where there is too much emphasis on planning - leading to slow progress and lack of flexibility once started. Sometimes people refer to the wisdom from housebuilding where "Well planned is half done." This is certainly the case there - my own experience also. But in the digital world we sh...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo HaraldZEF and Real Time Economy Program - Helsinki region

New work - a renaissance in humaneness..

28 August 2016  |  5129 views  |  0 comments | recommendations Recommends 0

On the road to a fascinating and much better future of work and private life my take would include the following main milestones: Moores law making computing expontially more efficient, cheaper and smaller Corporate and public sector legacy moving to cloud computing environment – connecting to other data and service ecosystems more easily Intern...

TagsInnovationGroupInnovation in Financial Services
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Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Payment statistics out - strong growth in innovative services

05 August 2016  |  5551 views  |  0 comments | recommendations Recommends 0

Bank of Finland payment statistics 2015 out - better late than never.. (anybody seen similar figures from other countries - and better if compared to population, number of enterprises and GDP..)? htt...

TagsPaymentsTransaction bankingGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Up and down - from the e-invoice

14 June 2016  |  4353 views  |  1 comments | recommendations Recommends 1

Just back from the Exchange conference I keep pondering how we can get a shared view of how to automate administrative processes. Today - especially in the US - it still is large enterprise driven pr...

TagsPaymentsInnovationGroupElectronic invoicing
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Nobody promised you a Rose Garden..

26 April 2016  |  1141 views  |  0 comments | recommendations Recommends 1

Nobody promised you a rose garden25 September 2010 | 6200 views | 0 I went to a book publishing party yesterday. Wonderful book about interior design and life by extraordinary personality. Lots of...

TagsPaymentsInnovationGroupElectronic invoicing
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Pillars of banking - old and new

10 April 2016  |  3492 views  |  0 comments | recommendations Recommends 0

Posted this in 2012 - most aspects still valid - in a frantic world: The first and main pillar of banking is trust. It can be built and maintained by sticking to moderate risk taking – both in lendi...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Deutsche Bank CEO promises 10 more years for cash

24 January 2016  |  7166 views  |  1 comments | recommendations Recommends 0

The Deutsche Bank CEO stated that cash will disappear during the next 10 years. Why does it have to have to take so long? Take the opportunity to repost this from 2008: "EU published some figure...

TagsCardsPaymentsGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Experience from a small country

11 January 2016  |  2806 views  |  1 comments | recommendations Recommends 0

Small countries have many disadvantages - small home markets, small languages, smaller skill pools and smaller resources - to mention a few. But they also have advantages - better opportunities for n...

TagsPaymentsRetail bankingGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

The second pyramid - huge value

12 May 2015  |  1370 views  |  0 comments | recommendations Recommends 0

One picture says it all.

TagsPaymentsInnovationGroupInnovation in Financial Services
Bo Harald
Bo HaraldZEF and Real Time Economy Program - Helsinki region

Time for better and new Ecosystems

20 November 2014  |  2402 views  |  0 comments | recommendations Recommends 0

I had the opportunity to speak at the spectacular SLUSH-event in Helsinki. The main focus there is always on how startups are changing the world and should get more funding to do it even faster. My pr...

TagsMobile & onlineInnovationGroupInnovation in Financial Services
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