22 October 2016

Stephen Wilson in Lockstep

Stephen WilsonLockstep Group - Sydney

Now is not the time to go soft

03 August 2012  |  3536 views  |  2 comments | recommendations Recommends 0

Online computing represents probably the first new platform in thirty years. Not since the PC have we seen a whole new hardware-software-solution-product environment emerge. It's understandable that there's a mad land grab for app-driven market share. But you'd think that the rush to market would be moderated by a realisation that we ought to b...

Stephen WilsonLockstep Group - Sydney

How much worse can CNP fraud get?

17 July 2012  |  2843 views  |  1 comments | recommendations Recommends 0

The Australian Payments Clearing Association (APCA) releases card fraud statistics every six months for the preceding 12m period. For the first time in many years, Australian card fraud has grown in all categories. The ratio of Card Not Present fraud to all fraud remained steady at just under three quarters. An up-turn in skimming and counter

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Stephen Wilson
Stephen WilsonLockstep Group - Sydney

Credit card numbers are like nitroglycerine

13 January 2012  |  4282 views  |  0 comments | recommendations Recommends 0

It's terrific that merchants are increasingly pushing back on PCI-DSS. It really is high time we shifted the emphasis from ad hoc stop gap compromise measures, onto tackling the real problem: the rep...

Stephen Wilson
Stephen WilsonLockstep Group - Sydney

Banks really know their customers

13 December 2011  |  2948 views  |  1 comments | recommendations Recommends 1

A few months ago, the Australian banking consortium BPAY announced the cancellation of its promising and well funded account portabilty MAMBO. What does this mean for the even more audacious plans for...

Stephen Wilson
Stephen WilsonLockstep Group - Sydney

Taking full advantage of Chip

02 June 2011  |  4082 views  |  6 comments | recommendations Recommends 0

The Atlanta Federal Reserve's Cindy Merritt -- assistant director of the Retail Payments Risk Forum -- offers a refreshing, plain talking critique of the PCI-DSS regime. She goes to the heart of the m...

Stephen Wilson
Stephen WilsonLockstep Group - Sydney

Do digital wallets leave 3D Secure behind?

11 May 2011  |  4291 views  |  0 comments | recommendations Recommends 1

Visa's digital wallet seems to take a different path from 3D Secure. If it's "digital" I wonder if it's interoperable online and how might it work over Internet? The digital wallet will stor...

Stephen Wilson
Stephen WilsonLockstep Group - Sydney

Is Sony PCI DSS compliant?

27 April 2011  |  8236 views  |  9 comments | recommendations Recommends 0

It's been over a week and a zillion blog posts and tweets have already circulated about the PlayStation Network breach. Yet one security issue has yet to be canvassed. I'm more than a little surpris...

Stephen Wilson
Stephen WilsonLockstep Group - Sydney

What to do about the SecurID hack?

21 March 2011  |  3319 views  |  0 comments | recommendations Recommends 0

RSA's public response to the compromise of its famous SecurID One Time Password is curious. On the one hand, it's admirable to have disclosed that they've been 'hacked'; on the other hand, their pu

Stephen Wilson
Stephen WilsonLockstep Group - Sydney

Are banks ready for the new identity ecosystem?

26 January 2011  |  4783 views  |  2 comments | recommendations Recommends 2

The National Strategy for Trusted Identities in Cyberspace (NSTIC) released by the Whitehouse last month, is a proposal for a new “ecosystem” of diverse Internet IDs. It is the latest incarnation of...

Stephen Wilson
Stephen WilsonLockstep Group - Sydney

Can't we simplify digital identity?

25 August 2010  |  5030 views  |  0 comments | recommendations Recommends 0

Why is digital identity so tricky? The past decade is littered with earnest initiatives that failed to meet expectations (like the Australian Trust Centre) or consortia that over promised and under

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