26 March 2017

Gareth Ellis

Gareth EllisACI Worldwide - Watford

Are you losing sleep over interchange fee changes?

29 July 2014  |  5239 views  |  3 comments | recommendations Recommends 0

If you’re a European merchant acquirer, then I should think you are. In case you've not been following the conversations around the new regulations, here’s what we know already: The EU Commission continues its attack on reducing interchange rates and changing the cards business model across Europe There are plans to introduce new card regulation...

TagsPaymentsRetail banking
Gareth EllisACI Worldwide - Watford

HCE: the decline of TSMs and the rise of NFC?

20 February 2014  |  3600 views  |  0 comments | recommendations Recommends 2

The news that VISA and MasterCard have decided to announce support of Host Card Emulation (HCE) appears to be one of those items you read sometimes where you suddenly realise that there has just been a quite dramatic shift in the industry. For a number of years, instead of discussing the usual Payment Ecosystem: Banks, Processors, Cards and Acqui...

TagsMobile & onlinePayments
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Gareth Ellis
Gareth EllisACI Worldwide - Watford

Mobile payments begin at 40

05 April 2013  |  3165 views  |  0 comments | recommendations Recommends 0

With the mobile phone hitting 40 this week, it’s amazing to see how far it has come since the first model back in the 70s. With an estimated six billion mobile subscriptions worldwide, we’re seeing mo...

TagsMobile & onlinePayments
Gareth Ellis
Gareth EllisACI Worldwide - Watford

Collaborate to innovate

14 September 2009  |  1502 views  |  0 comments | recommendations Recommends 0

Reflecting on the three days of the EFMA conference, it seems collaboration has emerged as a key factor in driving further innovation in payments. Let’s take the example of mobile payments which has b...

Gareth Ellis
Gareth EllisACI Worldwide - Watford

Payments infrastructures - ready for change

11 September 2009  |  1799 views  |  1 comments | recommendations Recommends 1

Yesterday’s key topic at the EFMA conference in Paris clearly reflected the need for adaptability and innovation in the payments industry post credit crunch. Market drivers such as the post-recession ...

Gareth Ellis
Gareth EllisACI Worldwide - Watford

Disagreements over SEPA Cards Framework on first EFMA day

10 September 2009  |  1914 views  |  0 comments | recommendations Recommends 2

Heated debates between the European Central Bank, the European Payments Council and Visa Europe about interchange fees, timeframes around the SEPA Cards Framework and the emergence of a third European...

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