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James Brown - WorkZone

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Money Saving Tips

09 July 2013  |  3291 views  |  1

Most women like saving a bit of money for a rainy day for themselves and their family. Unlike men who more often than not have to learn to appreciate the concept of saving money, women have been ingrained with this concept; it comes naturally to them. The question ‘how to manage your money’ is uppermost in their minds, all the time.

Here are 5 tips that will help women save money and that too effortlessly:

mergency Fund

Don’t tell anybody about this fund, not your husband, your children or anybody else. Build a secret emergency fund out of all the money that you save from your household expenses. It might not look like much at the start, but as the years go by, you will be saving quite a packet. This fund comes right handy in case of emergencies, for e.g. in the case of medical emergencies or a heavy credit debt.

Keep Track of Spending

One of the better money tips for women is that they should be able to track their spending. So, maintain a diary of your spending. At the end of the month, go through the diary and get an idea of your spending habits. See if you could have avoided an expense, which you had made at the spur of the moment. This will help you plan your spending and ensure that your spending habits are within acceptable limits.

Investments

If you have a regular job, you need to make investments in managed funds. Take the help of experts to know where you should invest money. Make sure that you know everything about the investment you are making and what you will get out of it. As far as investments are concerned, you must always make an informed decision.

Always look for Deals

Don’t buy cheap products, but look for great deals available on products when you visit your departmental store. There is always an offer going round on home products, which allow you to save a lot of money. Some of the best deals on shoes, clothes and other fashion accessories are available online, so make it a point to first research various prices thoroughly before you make your purchases.

Keep Making an Effort

Effective women personal finance management is all about making the right kind of effort and to continue making that effort. You mustn’t stop. If you think whatever you are doing is not working out for you, look for a newer way of saving money. There is always something you can do to save money, and you need to keep doing it.

End Words

Saving money is money earned. There are some women who get done in by the fact that saving money is difficult. Of course it is, but that doesn’t mean you shouldn’t make an effort at it. If you think it can happen, it will. If you think you will be able to save money, you will. All you need to do is make an effort in this regard and keep working out a strategy that will make it easy for you to save money.

TagsRisk & regulation

Comments: (1)

Elizabeth Lumley
Elizabeth Lumley - Girl, Disrupted - Crayford | 09 July, 2013, 14:04

"...saving a bit of money for a rainy day for themselves and their family."

I only save money for sunny days. 

"mergency Fund [sic]

Don’t tell anybody about this fund, not your husband, your children or anybody else." 

Shhhhh, money and women don't mix. Keep it to yourself...

"Keep Track of Spending

One of the better money tips for women is that they should be able to track their spending."

What happenes between ME and my Sainsbury's Nectar points is nobody else's business. OK? (see above)

"Investments

If you have a regular job, you need to make investments in managed funds."

I'm sorry, I dodn't even understand this sentence. Must be because I have a vagina. 

"Always look for Deals

Don’t buy cheap products..."

Don't judge, buddy

"Keep Making an Effort

Effective women personal finance management is all about making the right kind of effort..."

Hey! Listen 'Inverdale' don't tell me what I need to make an 'effort on; awright?

"End Words

Saving money is money earned."

Wow! Thank you sooo much. And I speak for the entire female population of the world. THANK YOU!

 

 

 

 

 


 

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This is James Brown. I live in New York City. I am a Technology Analyst, Reviewer & Manager, Strategist. Dad of 2 cute little boys. Lover of transit, film, music, bike riding, adventurous road trips a...

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