Well, today is, officially, the most miserable day of the year - the third Monday in January.
However, it is Martin Luther King Jr. Day for those in the US. And for those of us working in London, today is the first real day back to work where we didn't have to slush through snow, suffer through train delays or fall down stairs in public (don't ask).
2009 was a difficult year for our industry. So let's think about some good news. What's up for 2010? What promise and profits does the Finextra Community predict?
Remember, it will be the Year of the Tiger - will this be the year the FinTech industry gets its grrrrrr back?