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Deloitte has come up with a thought provoking report and a composite index to measure the 'seismic' shifts in our lives. I think a very insightful read - go to
http://www.deloitte.com/dtt/article/0%2C1002%2Ccid%25253D266127%2C00.html?section
Risk Dog
Credit Risk Fraud Cards Professional
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22 Nov 2007
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