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It's interesting that there is another well know bank (starting letter closely follows that of yours, I believe), who undertake a credit check when an customer wishes to open a deposit account and if the credit check fails then the bank refuses the account.
I may be thick (calm down all who know me), but I really don't understand the logic - surely, it is the customer who may wish to do a credit check on the bank as they are lending money rather than the other way round (notwithstanding the reassurances of the
guarantees issued by HMG).
My bank (codenamed Nat, better known these days as Roy) has given up. I haven't been offered a loan, insurance policy, investment product or tax advisory service for months. I don't know whether to congratulate them on their perceptiveness or castigate them
for their defeatism.
The only communication I get from them is my statement, in which the only urge for action seals the argument... "Changed your address? Do let us know..."
This post is from a series of posts in the group:
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