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Object reference not set to an instance of an object.

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Bob Ford
Bob Ford - Barcays Bank plc - London 13 January, 2009, 10:05Be the first to give this comment the thumbs up 0 likes

It's interesting that there is another well know bank (starting letter closely follows that of yours, I believe), who undertake a credit check when an customer wishes to open a deposit account and if the credit check fails then the bank refuses the account. I may be thick (calm down all who know me), but I really don't understand the logic - surely, it is the customer who may wish to do a credit check on the bank as they are lending money rather than the other way round (notwithstanding the reassurances of the guarantees issued by HMG).

A Finextra member
A Finextra member 26 January, 2009, 18:29Be the first to give this comment the thumbs up 0 likes

My bank (codenamed Nat, better known these days as Roy) has given up. I haven't been offered a loan, insurance policy, investment product or tax advisory service for months. I don't know whether to congratulate them on their perceptiveness or castigate them for their defeatism.

The only communication I get from them is my statement, in which the only urge for action seals the argument... "Changed your address? Do let us know..."

 

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