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Why single codebase is the future of platform development

Thanks to emerging technologies, banking sector has undergone colossal transformation in recent years. The future of banking has moved towards cross-platform mobile frameworks (Flutter, React Native, Ionic, etc.) as well as dynamic back-end that might involve a string of databases, all storing various components of the data.

Banking involves continual transfer of data between frontend and backend. This requires advanced technical expertise on the banks’ part, which is certainly not their core area of expertise.

The way out for banks is to make transformation easier for themselves. One efficient way they could do that is implementing single code base. These days, Aa popular slogan , that reverberated these days into banking arena already is One Product One Codebase.

A single codebase is tantamount to uniformity in your business. With a single code base, you don't need to develop mobile apps separately for Android and iOS.

Advantages that stand out in terms of development from a single codebase are:-

UI Uniformity

 There is a string of devices available everywhere – tablets, phones, laptops, desktops, etc. – used at different times and with different operating systems. With a single codebase, you get a uniform user experience across devices.


Reduces upgrade costs

 Outdated software is always vulnerable to cyber criminals. In addition to security updates, the upgrade delivers enhanced features that revamp the end-user experience. A huge difference in terms of time and cost can be clearly seen when your single code is working for multiple applications.


Version compatibility

 If you go for developing the native application, it will not only consume more money and time but may also cause compatibility issues. On the other hand, with mere customization in a single codebase app, you can deploy your application on the desired platform.



 Once a single codebase is created, it can be used for different platforms. The same code is also used in fragments in the development of future applications. This power of reusability that the single codebase provides is a huge advantage for mobile application development.


Market Reach

 The market penetration is set to increase with single code base apps. With a common code, it doesn’t really matter whether the platform is Android, iOS or Windows. Regardless of the platform your users are on, the app will serve them. You spend considerably lesser resources for app development, giving your users faster access to your business.



 Prototyping plays an important role in the growth of any application. Having a single codebase leads to effective prototyping. Prototyping becomes fast, easy, and effective. While developing the app, prototyping takes you into the right direction.


Product maintenance/testing

If you build an app without a single codebase, you have to manage maintenance per platform including bug fixing, updates, etc., which of course makes your team’s life miserable. A single codebase makes testing and maintenance easy and efficient. Any wonders your maintenance staff loves single code base.


Behind the scene - Backend development

Low code base helps in quick backend or server-side development as well. Rapid cross-platform app development using Java (with a whole host of backend frameworks) or Kotlin allows a development team to manage myriad aspects with a single source code base.The hallmark of the user interface is its intuitive user interface. But the applications need to function smoothly and this requires the backend or server-side development to be handled behind the scenes.

The applications would function in seamless manner. Pre-built modules such as Open API banking, Omni-channel hub, Payments and collections, Deposits and loans, e-Wallets, Voucher and coupons, Loyalty management, Customer engagement, etc. can all be developed with a single code base.Rapid cross-platform app development using Java (with a whole host of backend frameworks) or Kotlin allows a development team to manage myriad aspects with a single source code base.


Cloud integration

 Single codebase applications are fully compatible to be integrated with the cloud. This enhanced functionality creates a unique experience. As a developer, one can and allows developers to leverage plugins from multiple platforms, and createing optimum the best user experience.


Wrapping up

 In a nutshell, a single codebase framework lays the foundation for a successfully customized appfacilitates quick development, both at frontend and backend. It is a relief for business owners and companies who are always on the lookout for tools to save time and money. Single code base enables them to get an app with high scalability.


- Author of this article is Abhinav Paliwal CEO of PayNet Systems, one of the leading White Label Digital Banking and Payments Solution Provider. (



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Abhinav Paliwal

Abhinav Paliwal


PayNet Systems

Member since

08 Jun 2021



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This post is from a series of posts in the group:

Digital Bank Transformation

This is a blog group for all topics related to Digital Bank Transformation, from incumbents to start-ups, to Wholesale and Investment banking. Technology is advancing like never before...this is a group for ensuring best practice is celebrated and shared.

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