26 April 2018
Ramani Balakrishnan


Ramani Balakrishnan - TCS

5Posts 13,200Views 5Comments
Innovation in Financial Services

Innovation in Financial Services

A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.

fee and revenue by lending other's money

09 February 2015  |  2125 views  |  0

With P2P lending hitting high in industry, banks should jump faster to tae advantage this- innovative ideas flexi loans and flexi deposits -  letting lender-customers and borrower-customers decide the interest rates and terms -

banks can make more money thorugh documents, fees, faciliating mobie and card payments and enable lending as an aggregator.

banks get increased revenues, fees, additional lines of services, with increased bonding between their customers! follow the virgin's way and make it more innovative



TagsRetail bankingInnovation

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Ramani's profile

job title Transformation Solutions
location Chennai
member since 2015
Summary profile See full profile »
25 years of experience in IT/Banking Solutions - Focus areas are Mortgages, Consumer Lending, Core Banking

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