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Tushar's blog archive

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Tushar Chitra

Tushar Chitra

Sr. Director Product Marketing at Oracle Financial Services Software
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Bio I am Sr. Director of Product Marketing for FLEXCUBE at Oracle Financial Services. With over 15 years of experience in Banking Technology, I have worked in a number of areas including Marketing, Channels, Alliances and Business Transformation.



Risks vs Rewards: The Dynamics of Debt Collection

04 Jul 2016

A joint study conducted by the Urban Institute and Encore Capital Group's Consumer Credit Research Institute showed that about 77 million Americans currently have a debt in collections, which amounts to 35% of consumers with credit files or data reported to a major credit bureau 1. The Consumer Financial Protection Bureau (CFPB or Bureau) also rep...


Off the Beaten Path: Exploring Banking Solutions for Women Owned SMEs

27 Jun 2016

Women make up more than half of the world’s population and studies predict that in a decade their impact on the global economy as entrepreneurs, employees, producers and consumers will be as significant as that of India or China. In 2012, an estimated 126 million women were starting or running new businesses in 67 economies around the world. Desp...


Can IoT Shake Banks?

20 Jun 2016

As disruptive technologies continue to fuel innovation, banks are not likely to remain unaffected by the emergence of the Internet of Things (IoT). While IoT has been around for longer than the surrounding hype, it’s time to acknowledge that IoT is real and exhibits tremendous growth. Research* suggests that around 6.5 billion things will be conne...

Future Finance

What a Bank Branch will be like in 2025!

01 Dec 2014

The silence is profound even as I zip at incredible speeds down a road as smooth as glass. The car drives itself while I look through my activity log using my optical head-mounted smart eye-glasses. As I look up and down, sheets and reminders flicker across the periphery of my vision, and I plan my day. Today's Friday and I have a great deal to do...