14 Jan 2015
I’ve written before about Bitcoin and so this time I want to move away from crypto currencies towards some of the underlying technology; specifically technology being built by Ripple Labs. Ripple is entirely focused on building a protocol (the Ripple protocol) which aims to make transacting as easy as emailing. It is underpinned by a currency (X...
17 Nov 2014
I’ve written a few times on this blog about disparate payments processes within large corporations and then the benefits associated with centralising and standardising that process. One of the clear problems we see with this disparate, non-integrated approach is that the bank fees being paid in relation to payment services is much higher than it ...
14 Oct 2014
The adoption of the ISO20022 standard as the format of choice for corporate payments has really gathered momentum. Kick-started perhaps by SEPA, it is now rapidly being used by the bigger banks for every payment in every country. Payment factories to a large extent were born out of the formats nightmare faced by large corporates. Payment soluti...
28 Jul 2014
SunGard recently conducted a study on payment and bank connectivity practices around the globe. The study found that fraud is a top driver for payments centralisation projects. Rather worryingly, we also found that many organisations have still not put the necessary processes in place protect themselves from this burden and may still have some key...
15 Oct 2014
13 Jan 2014
25 Mar 2013