Ritesh Jain

Ritesh Jain

Founder at Infynit / Former COO HSBC
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Payments strategies 2015-2020-2030

The Rise of UPI: A New Global Leader in Payments by 2025

06 Jun 2024

By the end of 2025, UPI (Unified Payments Interface) is poised to become the most significant payment switch globally, with an estimated annual volume of around 264 billion transactions. This staggering figure would surpass the transaction volumes of Mastercard and Visa, marking a significant shift in the global payments landscape. UPI's rapid gro...

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Cybersecurity – An interesting ode of Challenges and Opportunities for Startups

01 Aug 2023

On a perfect sunny afternoon on June 27, 2017, while travelling on a train from Schiphol Airport to Dan Hague, I was on a conference call with my Maersk team. Suddenly, someone said their screen went blank, and others faced the same issue. As a tech leader with a cybersecurity background, I knew it was severe. I hurriedly contacted IBM, telling th...

Finextra site news

Apple's Strategic Voyage into India's Financial Realm

05 Jul 2023

The recent announcement of Apple's plan to launch its credit card in India, partnering with HDFC Bank, marks a critical juncture in the synthesis of technology and finance. Apple, synonymous with innovation, has been making waves across industries. But why should introducing another credit card be a notable event? Let's dissect the implications

Finextra site news

Talk of the VC world : Sequoia Is Splitting Into Three VC Firms

06 Jun 2023

Sequoia Capital, the renowned venture capital firm, has made a significant announcement that has sent shockwaves through the investment community. The firm has decided to split into three independent entities: Sequoia Capital US HongShan (which will cover China) Peak XV Partners (which will focus on Southeast Asia and India). This unexpected move h...