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Ha's blog archive

2021 (2)
Ha Dao

Ha Dao

Business Transformation Consultant at EY
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Buy Now Pay Later Becomes a Commodity- What Are the Next Growth Drivers

13 Sep 2021

As more players enter the market, BNPL is becoming a crowded space with innovative product variations. Other than the traditional pay-in-four model that pureplays offer, new entrants offer a variety of products that incorporate the fixed payments feature. Some examples in the market include splitting credit balance ( Scotiabank), splitting purchas...


How Banks Can Ride the BNPL Trend

24 Aug 2021

In 2021, Buy Now Pay Later (BNPL) has picked up steam all around the world. Dubai based BNPL platform Tabby raised $50m in its series B financing, Indonesian BNPL giant Kredivo is going public in a $2.5B Spac merger, Apple is launching a BNPL program with Affirm, and Square recently announced its largest ever acquisition- a $29B price tag for Afte...