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Mikael Sedera

Mikael Sedera

Customer Success Director at Form3
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Bio I am currently a member of the team at Form3 where I advise banks on how to spend less on payments technology and more on developing their business. Form3 provides a fresh approach to payment processing, clearing and settlement services via a cloud-based Payments-as-a-Service. Career History My previous experience includes instant payments, card programmes, prepaid cards, virtual cards and alternative payment methods. I have extensive experience of working with banks, financial institutions, FinTechs, and eCommerce businesses across the globe.



Confirmation of Payee is set to protect people from Authorised Push Payment scams, are you ready?

09 Apr 2019

Losses totalling £354m arising from Authorised Push Payment (APP) scams were recorded in 2018. This staggering number of losses represents a total of 83,864 victims, the majority of which were on personal accounts. To help reduce cases of APP scams and to minimise the impact the crime can have on consumers, a Voluntary Code and a Confirmation of P...