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Location

Sea Island, Ga

Member since

2018

Writes about

Payments Financial inclusion

Philip Andreae

Principle at PA&A

Message Posts: 0 Comments: 50

Bio Advisory and consultant capable of providing support to those working with electronic payments. digital identity, cryptography, cryptocurrencies, Career History Https://www.andreae.com/about

Philip is Commenting on

US Senators blast Zelle over rising fraud

Can you share a link to the letter?

26 Apr 2022 Reply Read article

European Payments Initiative seeks funding to take on Visa and Mastercard

Eurocard and Eurocheque to great Brands. Acquirer the brands and ask those who want a european payment scheme to invest. Global investors are not going to see the value of another payment scheme. Consolidation is good for their ROI. The Banks could sell their Visa MasterCard shares and reinvest in a European scheme.

18 Nov 2021 Reply Read article

European Payments Initiative seeks funding to take on Visa and Mastercard

I find this conversation about creating a European Payment syste4m amazing. In 1991 I was appointed General Manager of European Payment System Services. A European technology company focused on debit and credit card transactions covering the landmass between Iceland and the eastern tip of the USSR. The following year I merged my company into the newly formed Europay International, and there, we had brand, sales, marketing, member services, and technology bound into one company. Then in 1999, The European owners of Europay decided to sell Europay International to MasterCard International. a few years later, I joined Visa Canada and watched the creation of an independent company called Visa Europe. Eventually, the European Banks sold Visa Europe back to Visa. We could discuss the multiple initiatives lost to the annals of time to create an independent payment company in a global economy. Yet having tried so often before once again, Europe wants to create a new European Payment company. Is it all about profit or isolation?

18 Nov 2021 Reply Read article

Microsoft bids to overhaul ID verification

As a lay person with some knowledge of the questions, one wonders how we will develop a model where each of my claims (read attributes) can be trusted by a myriad of parties. My claims will include graduation from University, Birth, marriage(s), divorce(s), Vaccination(s), certificate(s) of complaince to a defined work capability, business permit(s), employment(s) and the list goes on. Without agreement on the schema associated with the multiple claims I wish to have trusted, how all of this will work is open to discussion. One then thinks about the work of ISO on 80013, 8583, 20022, 781z, and ... then add ICAO on the electronic passport, AAMVA on the Mobile drivers license and all sorts of relationship, membership andtransactions types like airline tickets, theater tickets, bus passes. What am I missing I am sure the list is enormous.

08 Apr 2021 Reply Read article