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Tolga's blog archive

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Tolga Tavlas

Tolga Tavlas

Open Banking Strategist, Fintech Influencer at Digital Banking Tips
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Bio Tolga has 20 years definitive expertise as executive & expat in conceiving and implementing digital solutions that elevate brand image, maximize online security, generate revenues and provide cost-effective transaction migration to digital channels. Career History Author of DIGITAL BANKING TIPS book and is one of the top 100 Fintech influencers in the world.



Apitalism: Open Banking vs Platform Banking - what is the difference?

16 Apr 2019

It may be hard to know the difference between Socialism and Communism for some. I think the same dilemma exists between Open Banking and Platform Banking definitions – as both sound very similar but actually two very different things. For this reason, I decided to write this article to clarify the boundary between these two terms. Let’s start wi...


Apitalism: 3 Deadly Sins to Avoid When Developing and Using Banking APIs

28 Oct 2018

Warren Buffett is a smart role model for many people, including me. Although closely monitoring his insights and steps did not help me to create a fraction of wealth he has; I still cannot deny the fact that there are fantastic ideas and insights I learned from his shares. Once he said "After 25 years of buying and supervising a great variety...

Banking Strategy, Digital and Transformation

Apitalism: API Strategy for Open Banking Opportunities

22 Jul 2018

When I wrote first about APIs (Apitalism: API Monetization and Open Banking Ecosystems), I planned it as one time article on the topic but the interest it gathered encouraged me to write more. This time, I want to talk about open banking related business opportunities a little bit. Actually, the number of resources that tell opportunities to exis...


Banking Strategy, Digital and Transformation

Apitalism: Banks' API Monetization and Open Banking Ecosystems

07 Jul 2018

We have been living in a very busy banking landscape especially for the past couple of years, new technologies and trends come and go in speed light. However, the core principle of banking has been always the same: make a good profit! How can this happen, actually pretty simple: either increase the revenue or reduce the cost. APIs can help, that's...


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