By making PayPal functionality available to retailers who use the WorldPay Platform, WorldPay is providing online retailers with an opportunity to increase sales* and online conversions from browsing to buying with PayPal.**

WorldPay, the online payments service of The Royal Bank of Scotland Group, delivers multi currency integrated online payment solutions for retailers. The partnership with PayPal allows WorldPay's retailer clients registered in the United Kingdom to offer PayPal's secure payment method to their customers purchasing goods online.

WorldPay provides businesses with the payment flexibility required in today's global online economy. The service enables acceptance of all major credit and debit cards as well as local payment schemes including Maestro, Laser and Electron, and now, PayPal - all through one platform. This diversity of payment methods provides WorldPay clients with the ability to manage their businesses in different currencies and languages, offering a truly global solution. WorldPay also provides consolidated reporting for all payment methods, making life simpler for retailers.

Ron Kalifa, Managing Director of RBS's WorldPay business said: "WorldPay is a leading payment solution provider, and our aim is to provide our customers with the most comprehensive and up to date payment solutions currently available. We are delighted to announce this partnership with PayPal, as we believe our clients will really benefit from this additional online payment service. We work with thousands of merchants globally, who trade in numerous geographic markets and in multiple currencies and we are now delighted to offer them the opportunity to easily integrate the PayPal payment functionality into their existing WorldPay payment pages. Our partnership with PayPal helps ensure that WorldPay continues to provide innovative payment solutions to retailers."

Cameron McLean, General Manager Merchant Services at PayPal comments: "Wments: "We are delighted to have launched this strategic partnership with WorldPay. WorldPay's service, which offers a wide range of local and global payment options to merchants, is a perfect fit with the PayPal offering. PayPal is now integrated into all of Royal Bank of Scotland's online gateway payment platforms. We offer shoppers a simple and secure way to pay online using a range of funding sources including back transfer and PayPal account balance. PayPal provides retailers with the opportunity to sell their goods and services to millions of PayPal account holders from across the globe."

* PayPal can increase sales by an average 14% by delivering greater shopping convenience. Based on survey of over 1300 consumers who made a purchase using PayPal with online retailers. Conducted by NorthStar Research, Q2 2008.

** PayPal Express Checkout has a 72% conversion rate, converting more browsers to buyers. Based on PayPal analysis conducted in Q2 2007 on Top 100 PayPal merchants in UK and US combined (in terms of volume), using the Express Checkout payment mark.

*** According to independent Forrester research, 35% of UK online shoppers prefer paying with PayPal.

Separately, Revolution Money, creator of the RevolutionCard payment network, and RBS WorldPay (formerly RBS Lynk), the U.S. payment processing arm of The Royal Bank of Scotland Group, today announced an agreement that enables RBS WorldPay to offer RevolutionCard as a payment option to its merchants. This agreement extends the RevolutionCard network to nearly 300,000 online and physical merchant locations.

In August 2008, RBS WorldPay began processing RevolutionCard's PIN-based transactions for participating merchants. Merchants will be charged absolutely no interchange fee and a nominal 0.50% transaction fee - saving them up to 80% in transaction fees compared to other payment brands. The PIN-based security benefits of the RevolutionCard also help reduce merchant expenses associated with disputes, chargebacks and unauthorized transactions.

In addition to lowering a merchant's cost per transaction, and enhancing the scope of both national and local merchants' selection of electronic payment solutions alike, RBS WorldPay and Revolution Money have joined to provide a first-of-its-kind Independent Sales Organization (ISO) program that will enable ISOs to offer this new payment vehicle.

"RBS WorldPay is committed to providing the widest array of payment options to its clients," said Ian Drysdale, senior vice president of Market Development for RBS WorldPay. "Revolution Money's groundbreaking solution addresses two of the paramount concerns for any merchant: reducing the cost of payment acceptance and reducing the incidence of fraud."

Jason Hogg, Revolution Money's Founder and CEO, added, "We're excited to supply RBS WorldPay's merchants with RevolutionCard's low fees, customer loyalty opportunities and exceptional security features. With the development of an ISO program, this relationship brings us one step closer to reaching 1 million merchant locations in the U.S. that accept RevolutionCard."